Personal loans in Hickory Creek, TX

For a community of about 5,688, the practical step is to compare APR across at least three lenders before committing. Population in Hickory Creek climbed about 20.4% over the three years from 2020 to 2023. A lender that serves Hickory Creek operates under Texas lending statutes and a Texas supervisor. A larger market lies at Lake Dallas, TX about 1 miles away.

What the Census records for Hickory Creek

Hickory Creek is a small town; the notes below cover its population profile and the statewide rules that apply.

• Population: the Census counts 5,688 residents in Hickory Creek (Vintage 2023 subcounty estimate), the 352nd-largest figure among Texas's 1,224 places.
• Population trend: Growth of about 20.4% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a gain of about 965 residents.
• Size percentile: Hickory Creek's 5,688 people outrank roughly 71% of the places in Texas.
• Population density: 1,162 people per square mile on 4.9 square miles of land.
• Land area: Hickory Creek covers 4.9 square miles, the 372nd-largest area among Texas's 1,224 places.
• Water area: Hickory Creek has 0.09 square miles of water, ranking 240th of 1,224 places in Texas.
• State population share: Hickory Creek accounts for about 0.0% of everyone in Texas.
• National standing: Hickory Creek ranks 4,493rd of 19,457 US places.
• Growth rank: Hickory Creek ranks 92nd among Texas's 1,224 places for the 2020-to-2023 change.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Hickory Creek's 20.4%.
• Density rank: Hickory Creek is the 413th most densely settled place in Texas.
• Density vs Texas: Hickory Creek's 1,162 people per square mile compare with a state median of 840.
• Location: it lies at 33.1109, -97.0347 in the Census Gazetteer.
• Nearest larger cities: Lake Dallas (1 mi); Highland Village (2 mi); Corinth (3 mi); Oak Point (5 mi); Lewisville (5 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Shady Shores (4 mi); Copper Canyon (4 mi); Lakewood Village (4 mi) — useful context for the surrounding area.
• Smaller neighbours: 84 places smaller than Hickory Creek sit within 50 miles.
• At 100 miles: 125 larger Census places fall inside that radius.

How Texas law applies in Hickory Creek

This table holds the Texas rate and licensing rules for consumer loans made to Hickory Creek's 5,688 residents.

Hickory Creek's place among Texas's 1,224 places

Within Texas, Hickory Creek holds roughly 0.0% of all residents, the 352nd-largest share among 1,224 places. Its 2020-to-2023 change ranks 92nd of 1,224 Texas places, putting it near the 92th percentile for growth. At about 1,162 people per square mile, Hickory Creek is the 413th most densely settled place in Texas. By land area, its 4.9 square miles rank 372nd of 1,224 places in Texas.

Where Hickory Creek sits

The Census Gazetteer records 4.9 square miles of land and 0.09 square miles of water within Hickory Creek. That land carries about 1,162 people per square mile. Houston, the largest place in Texas, is about 249 miles from Hickory Creek. Counting outward 50 miles, 101 larger communities surround Hickory Creek. Within the same 50 miles lie 84 smaller Census places.

Getting a loan in Hickory Creek

With about 1,162 residents per square mile, Hickory Creek is moderately settled, and 101 larger Census places sit within 50 miles. A Texas licence lets a lender serve Hickory Creek without a local office, so branch density does not change what its 5,688 residents are offered. The nearest bigger place is Lake Dallas, TX about 1 miles away.

The Hickory Creek borrowing checklist

Before you apply in Hickory Creek, a community of about 5,688, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Texas regulator's licence records before you sign.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

In Hickory Creek as elsewhere in Texas, the written terms — not the advertisement — are what count for its 5,688 residents.