Personal loans in Highland Village, TX
A personal loan in Highland Village is priced from your credit file and income, not from the fact that the city holds 16,100 people.
Every figure below is Texas's own, applied to Highland Village's 16,100 residents, with the publisher and retrieval date attached. With an estimated 16,100 residents, Highland Village is the 182nd-largest of 1,224 places in Texas. Price two or three terms so you can see which payment is truly affordable in Highland Village. The 2020 count to the 2023 estimate shows about 1.3% growth in Highland Village. The closest larger city is Corinth, TX about 4 miles away.
Where Highland Village stands
Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.
- Population: 16,100 — Highland Village ranks 182nd of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: About 1.3% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 207 residents.
- Size percentile: bigger than about 85% of the places in Texas, with 16,100 residents in Highland Village.
- Population density: about 2,910 people per square mile across 5.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Highland Village's 5.5 square miles rank 339th of 1,224 places in Texas.
- Water: Highland Village holds about 0.98 square miles, the 70th-largest water area in Texas.
- Share of state population: Highland Village's 16,100 residents are about 0.1% of Texas.
- National standing: Highland Village ranks 2,242nd of 19,457 US places.
- Growth in Texas: Highland Village stands 720th by percentage change from 2020 to 2023, among 1,224 places.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Highland Village's 1.3%.
- Density in Texas: Highland Village ranks 90th by people per square mile.
- Density vs Texas: Highland Village's 2,910 people per square mile compare with a state median of 840.
- Location: 33.0897 / -97.0615, per the US Census Bureau Gazetteer.
- Nearest larger cities: Corinth (4 mi); Flower Mound (5 mi); Lewisville (6 mi); The Colony (9 mi); Coppell (10 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Copper Canyon (2 mi); Hickory Creek (2 mi); Double Oak (3 mi).
- Smaller neighbours: 121 places smaller than Highland Village sit within 50 miles.
- Larger places within 100 miles: 76.
Steps to take before a Highland Village loan
Complete these steps first when you borrow in Highland Village (16,100 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Texas licence by checking the regulator named above.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
In Highland Village as elsewhere in Texas, the written terms — not the advertisement — are what count for its 16,100 residents.
How Highland Village compares across Texas
Among Texas's 1,224 places, Highland Village sits at 182nd for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Highland Village ranks 720th of 1,224 in Texas (about the 41th percentile). By density, at about 2,910 people per square mile, it ranks 90th in Texas. In land area, Highland Village ranks 339th among Texas's 1,224 places.
Lender access in Highland Village
With about 2,910 residents per square mile, Highland Village is fairly dense, and 65 larger Census places sit within 50 miles. Distance to a branch rarely matters for Highland Village's 16,100 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Corinth, TX about 4 miles away.
Highland Village on the map
Inside Highland Village's boundaries lie roughly 5.5 square miles of land and 0.98 square miles of water. That land carries about 2,910 people per square mile. For the state's biggest city, Houston, the distance is roughly 249 miles. Counting outward 50 miles, 65 larger communities surround Highland Village. Within the same 50 miles lie 121 smaller Census places.
The state rulebook for Highland Village
Read the table as a lender's compliance picture for Highland Village: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Hickory Creek, TX — population 5,688
- Copper Canyon, TX — population 2,171
- Double Oak, TX — population 3,054
- Lake Dallas, TX — population 7,917
- Corinth, TX — population 23,707
- Flower Mound, TX — population 79,445
- Shady Shores, TX — population 2,957
- Bartonville, TX — population 1,827