Personal loans in Lester, IA

If you are weighing a personal loan in Lester, start from the payment you can carry; its 309 residents face the same statewide rules. Population in Lester climbed about 4.4% over the three years from 2020 to 2023. Judge Lester offers on total cost, not on how quickly the money arrives. A larger market lies at Larchwood, IA about 5 miles away.

Lester: the sourced local profile

What follows is Lester's place in the Census record, alongside the Iowa rules that govern a personal loan made here.

• Population: 309 people, a figure that places Lester 556th among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Roughly 4.4% more residents than the 2020 Census counted.
• People gained or lost: about 13 more since the 2020 base.
• Size percentile: roughly 41% of Iowa's places have fewer residents than Lester's 309.
• Population density: about 169 people per square mile across 1.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Lester ranks 222nd among Iowa's 940 places, at 1.8 sq mi.
• Within Iowa: about 0.0% of the state's population lives in Lester.
• National rank: Lester is the 15,024th most populous of the 19,457 Census places covered here.
• Growth rank: Lester ranks 40th among Iowa's 940 places for the 2020-to-2023 change.
• Versus Iowa: the state average change is -0.7%, while Lester moved 4.4%.
• Density rank: Lester places 850th among Iowa's places by people per square mile.
• Density in context: Lester's 169 people per square mile sit against a Iowa median of 672.
• Location: it lies at 43.4403, -96.3314 in the Census Gazetteer.
• Nearest larger cities: Larchwood (5 mi); Hills (6 mi); Rock Rapids (8 mi); Inwood (10 mi); Valley Springs (12 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Steen (6 mi); Alvord (7 mi); Beaver Creek (12 mi).
• Smaller neighbours: 39 places smaller than Lester sit within 50 miles.
• Larger places within 100 miles: 226.

Inside a Lester personal loan

With roughly 309 residents, Lester is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Lester's rank of 556th in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Lester loan is knowable in advance — unlike a revolving card balance.

What Iowa law requires in Lester

These are Iowa's sourced lending facts as they reach Lester's 309 residents; the state has no city-level rate rule.

Getting a loan in Lester

With about 169 residents per square mile, Lester is lightly settled, and 71 larger Census places sit within 50 miles. Distance to a branch rarely matters for Lester's 309 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Larchwood, IA about 5 miles away.

Where Lester sits in Iowa

Set beside Iowa's 940 places, Lester ranks 556th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Lester ranks 40th of 940 in Iowa (about the 96th percentile). At about 169 people per square mile, Lester is the 850th most densely settled place in Iowa. In land area, Lester ranks 222nd among Iowa's 940 places.

Lester: area, density and distance

Lester's land area is roughly 1.8 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 169 people per square mile. Des Moines, the largest place in Iowa, is about 189 miles from Lester. Within 50 miles of Lester there are 71 larger Census places. By land area it ranks 222nd of 940 Iowa places.