Personal loans in Hills, MN

The nearest larger metro is Larchwood, IA about 6 miles away. The 2020 count to the 2023 estimate shows about 2.6% decline in Hills. A single loan can carry different costs on either side of a state line, and Hills sits on the Minnesota side of that line. Decide the purpose of the loan and your repayment plan before sharing any details with a Hills lender.

Local context for Hills

Two layers matter for a Hills borrower: the local population picture and Minnesota's consumer-lending statutes.

• Population: the Census counts 668 residents in Hills (Vintage 2023 subcounty estimate), the 433rd-largest figure among Minnesota's 853 places.
• Population trend: Roughly 2.6% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 18 residents.
• Size percentile: Hills's 668 people outrank roughly 49% of the places in Minnesota.
• Density: the Census land area of 0.6 sq mi holds about 1,060 people per square mile.
• Land area: Hills covers 0.6 square miles, the 639th-largest area among Minnesota's 853 places.
• Water: Hills holds about 0.01 square miles, the 375th-largest water area in Minnesota.
• Share of Minnesota: Hills holds about 0.0% of the state's population, some 668 people.
• National rank: Hills is the 11,991st most populous of the 19,457 Census places covered here.
• Growth rank: Hills's 2020-to-2023 change ranks 701st of 853 places in Minnesota.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Hills's 2.6%.
• Density in Minnesota: Hills ranks 250th by people per square mile.
• Density vs Minnesota: Hills's 1,060 people per square mile compare with a state median of 607.
• Location: 43.5276, -96.3593 (Census Gazetteer coordinates).
• Nearest larger cities: Larchwood (6 mi); Valley Springs (7 mi); Luverne (11 mi); Rock Rapids (12 mi); Brandon (12 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Steen (5 mi); Beaver Creek (6 mi); Lester (6 mi), each with its own Census population profile.
• Within a 50-mile radius: 59 smaller Census places.
• Within 100 miles: 148 places are larger than Hills.

Before you apply in Hills

A sensible order of operations for a loan in Hills, home to about 668 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Minnesota regulator's records to confirm the lender is licensed here.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Be clear on what the loan is for and how it gets repaid.

In Hills as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 668 residents.

Hills on the map

The Census Gazetteer records 0.6 square miles of land and 0.01 square miles of water within Hills. Spread across it are roughly 1,060 residents per square mile. Minneapolis, the largest place in Minnesota, is about 182 miles from Hills. Hills has 47 larger places within a 50-mile radius. By land area it ranks 639th of 853 Minnesota places.

Which Minnesota laws govern a loan in Hills

For the roughly 668 residents of Hills, the rules below are Minnesota's own; each row carries its publisher and retrieval date.

The anatomy of a Hills personal loan

Hills is a small community of about 668 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hills. Shortening the term on a Hills loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Hills compares across Minnesota

Among Minnesota's 853 places, Hills sits at 433rd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Hills stands 701st among Minnesota's 853 places — roughly the 18th percentile. Its roughly 1,060 residents per square mile place it 250th among Minnesota's places. Within 50 miles sit 59 smaller Census places, alongside the 47 that are larger.