Personal loans in Larchwood, IA

The Census counts 950 people in Larchwood, the 291st-largest figure among Iowa's 940 places. A larger market lies at Inwood, IA about 10 miles away. Lenders active in Larchwood report to a Iowa supervisor, identified in the sourced rows below. Work out your debt-to-income ratio first; lenders weigh it heavily, and Larchwood's 950 residents are no exception.

Where Larchwood stands

Here is the sourced Census picture for Larchwood, plus the Iowa lending rules that apply to a loan taken out here.

• Population: 950 people, a figure that places Larchwood 291st among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 2.5% across the 2020-to-2023 comparison.
• Absolute change: 23 residents added between 2020 and 2023.
• Size percentile: roughly 69% of Iowa places rank below Larchwood.
• Density: the Census land area of 1.0 sq mi holds about 916 people per square mile.
• Land area: Larchwood covers 1.0 square miles, the 377th-largest area among Iowa's 940 places.
• Share of state population: Larchwood's 950 residents are about 0.0% of Iowa.
• Nationally: Larchwood is the 10,449th-largest of 19,457 Census places in the dataset.
• Growth rank: Larchwood's 2020-to-2023 change ranks 73rd of 940 places in Iowa.
• Versus Iowa: the state average change is -0.7%, while Larchwood moved 2.5%.
• Density in Iowa: Larchwood ranks 311th by people per square mile.
• Against the state median: Larchwood runs about 916 residents per square mile, where the Iowa median is 672.
• Location: the Census Gazetteer records it at 43.4546, -96.4363.
• Nearest larger cities: Inwood (10 mi); Brandon (12 mi); Canton (13 mi); Rock Rapids (14 mi); Harrisburg (14 mi). Larger metros often have more branches, but online lenders reach Larchwood on the same terms.
• Smaller towns nearby: Lester (5 mi); Hills (6 mi); Valley Springs (9 mi).
• Smaller places within 50 miles: 68 of them.
• At 100 miles: 100 larger Census places fall inside that radius.

Iowa rules behind a Larchwood personal loan

For the roughly 950 residents of Larchwood, the rules below are Iowa's own; each row carries its publisher and retrieval date.

Land, water and location for Larchwood

Inside Larchwood's boundaries lie about 1.0 square miles of land, with no significant water area recorded. With 950 residents, the land area yields roughly 916 people per square mile. The largest place in Iowa, Des Moines, lies about 194 miles away. Larchwood has 35 larger places within a 50-mile radius. Within the same 50 miles lie 68 smaller Census places.

Borrowing reach in Larchwood

Larchwood is a moderately settled community of about 950 people, with 35 larger places inside a 50-mile radius. A Iowa licence lets a lender serve Larchwood without a local office, so branch density does not change what its 950 residents are offered. The nearest bigger place is Inwood, IA about 10 miles away.

Inside a Larchwood personal loan

Most loans made to Larchwood's 950 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Larchwood's 950 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Larchwood loan is knowable in advance — unlike a revolving card balance.

How Larchwood compares across Iowa

Within Iowa, Larchwood holds roughly 0.0% of all residents, the 291st-largest share among 940 places. For population change between 2020 and 2023, Larchwood ranks 73rd of 940 in Iowa (about the 92th percentile). At about 916 people per square mile, Larchwood is the 311th most densely settled place in Iowa. In land area, Larchwood ranks 377th among Iowa's 940 places.