Personal loans in Inwood, IA
The trend for Inwood between 2020 and 2023 is upward by roughly 3.1%. The roughly 957 people who live in Inwood borrow under Iowa rules; city hall sets no personal-loan rate. About 957 people live in Inwood, placing it 288th of 940 Census places in Iowa. The nearest larger city is Canton, SD about 8 miles away. Every figure below is Iowa's own, applied to Inwood's 957 residents, with the publisher and retrieval date attached. Judge Inwood offers on total cost, not on how quickly the money arrives.
Inwood: the sourced local profile
The figures below are Inwood's own — Census population, land area and coordinates — followed by the Iowa rules.
- Population: the Census counts 957 residents in Inwood (Vintage 2023 subcounty estimate), the 288th-largest figure among Iowa's 940 places.
- Population trend: The 2020-to-2023 change is positive, near 3.1%.
- Change in people: the 2020-to-2023 comparison is a gain of about 29 residents.
- Size percentile: about 69% of Iowa communities are smaller than Inwood (957 residents).
- Density: roughly 675 residents per square mile, spread over 1.4 sq mi of land.
- Land area rank: Inwood's 1.4 square miles rank 275th of 940 places in Iowa.
- Within Iowa: about 0.0% of the state's population lives in Inwood.
- National rank: Inwood is 10,412th of 19,457 places nationwide.
- Growth rank: Inwood's 2020-to-2023 change ranks 63rd of 940 places in Iowa.
- Against the state trend: Inwood's 3.1% change compares with a Iowa average of -0.7% across its 940 places.
- Density rank: Inwood is the 469th most densely settled place in Iowa.
- Against the state median: Inwood runs about 675 residents per square mile, where the Iowa median is 672.
- Location: latitude 43.3092, longitude -96.4344 (Census Gazetteer).
- Nearest larger cities: Canton (8 mi); Rock Valley (10 mi); Rock Rapids (16 mi); Harrisburg (16 mi); Hull (17 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Fairview (7 mi); Alvord (7 mi); Larchwood (10 mi).
- Smaller places within 50 miles: 65 of them.
- Within 100 miles: 101 places are larger than Inwood.
Inwood: area, density and distance
The Census Gazetteer records about 1.4 square miles of land within Inwood, with no significant water area listed. That land carries about 675 people per square mile. The state's population centre of gravity, Des Moines, is roughly 187 miles away. Counting outward 50 miles, 37 larger communities surround Inwood. Within the same 50 miles lie 65 smaller Census places.
What to do before borrowing in Inwood
Before you hand your details to a lender in Inwood, where the population is near 957:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Iowa licence by checking the regulator named above.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
None of these steps is Inwood-specific: the same Iowa licensing and disclosure rules reach all 957 residents.
How Inwood compares across Iowa
Within Iowa, Inwood holds roughly 0.0% of all residents, the 288th-largest share among 940 places. For population change between 2020 and 2023, Inwood ranks 63rd of 940 in Iowa (about the 93th percentile). At about 675 people per square mile, Inwood is the 469th most densely settled place in Iowa. Between 2020 and 2023 the count changed by roughly 29 residents.
What shapes a Inwood personal loan
A Inwood personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 957 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Inwood. The term you choose in Inwood decides the split between a comfortable payment and the total interest you pay.
Which Iowa laws govern a loan in Inwood
When Iowa does not publish a figure, the row links to the source instead of inventing a number; Inwood is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Common questions
What are my options in Inwood if my credit is poor?
What loan size can I expect in Inwood?
Do I have to pledge anything to borrow in Inwood?
Does comparing loans in Inwood cost me credit score points?
Nearby places
- Fairview, SD — population 63
- Alvord, IA — population 215
- Larchwood, IA — population 950
- Canton, SD — population 3,001
- Lester, IA — population 309
- Rock Valley, IA — population 4,045
- Hudson, SD — population 323
- Doon, IA — population 642