Personal loans in Kemmerer, WY

To lend to Kemmerer's 2,393 residents, a company must hold a Wyoming licence, and each sourced row below names the regulator behind it. Kemmerer ranks 26th of 99 places in Wyoming, with a population near 2,393. Begin with the payment, then weigh APR and total interest across the lenders that reach Kemmerer's 2,393 residents. Kemmerer lost roughly 0.8% of its population across the 2020-to-2023 comparison. The closest larger city is Evanston, WY about 42 miles away.

Borrowing in Kemmerer: the local picture

Kemmerer is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 2,393 people, a figure that places Kemmerer 26th among the 99 Census places in Wyoming (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 0.8% since the 2020 count.
• Net change: roughly 19 fewer people than the 2020 Census counted.
• Size percentile: roughly 74% of Wyoming's places have fewer residents than Kemmerer's 2,393.
• Population density: 300 people per square mile on 8.0 square miles of land.
• Land area rank: Kemmerer's 8.0 square miles rank 12th of 99 places in Wyoming.
• Share of state population: Kemmerer's 2,393 residents are about 0.6% of Wyoming.
• National rank: Kemmerer sits 6,996th by population among the 19,457 places in this dataset.
• Growth rank: Kemmerer's 2020-to-2023 change ranks 77th of 99 places in Wyoming.
• Against the state trend: Kemmerer's 0.8% change compares with a Wyoming average of +1.7% across its 99 places.
• Density rank: Kemmerer is the 76th most densely settled place in Wyoming.
• Density in context: Kemmerer's 300 people per square mile sit against a Wyoming median of 699.
• Location: mapped by the US Census Bureau at 41.7785, -110.5528.
• Nearest larger cities: Evanston (42 mi); Montpelier (54 mi); Green River (59 mi); North Logan (65 mi); Hyde Park (65 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities close by: Diamondville (1 mi); Opal (12 mi); Cokeville (29 mi), each with its own Census population profile.
• Smaller neighbours: 13 places smaller than Kemmerer sit within 50 miles.
• Within 100 miles: 51 places are larger than Kemmerer.

Before you apply in Kemmerer

Complete these steps first when you borrow in Kemmerer (2,393 residents):

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Wyoming regulator's licence records before you sign.
5. Make sure the new payment leaves room in a budget you already keep.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

The process is identical across Wyoming; what changes is your credit file, not the fact that Kemmerer holds 2,393 people.

How Kemmerer compares across Wyoming

Among Wyoming's 99 places, Kemmerer sits at 26th for population, a share of roughly 0.6% of the state. Its 2020-to-2023 change ranks 77th of 99 Wyoming places, putting it near the 22th percentile for growth. Its roughly 300 residents per square mile place it 76th among Wyoming's places. By land area, its 8.0 square miles rank 12th of 99 places in Wyoming.

Inside a Kemmerer personal loan

In Kemmerer, a small community of about 2,393, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Kemmerer's rank of 26th in Wyoming: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Kemmerer decides the split between a comfortable payment and the total interest you pay.

Kemmerer on the map

Kemmerer covers about 8.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 300 residents per square mile. The state's population centre of gravity, Cheyenne, is roughly 302 miles away. Counting outward 50 miles, 1 larger communities surround Kemmerer. The 100-mile radius contains 51 larger places.

How Wyoming law applies in Kemmerer

Every row below records a Wyoming rule, its publisher and its retrieval date — the same rules a Kemmerer lender must follow.