Personal loans in Lyman, WY
Lyman is one of 99 Census places in Wyoming; its 2,189 residents put it at 29th. Population in Lyman climbed about 2.5% over the three years from 2020 to 2023.
Lyman is a small community in Wyoming, with an estimated 2,189 residents, and every licensed lender here follows the same state rulebook. To lend to Lyman's 2,189 residents, a company must hold a Wyoming licence, and each sourced row below names the regulator behind it. Work out your debt-to-income ratio first; lenders weigh it heavily, and Lyman's 2,189 residents are no exception. The closest larger place is Kemmerer, WY about 34 miles away.
Where Lyman stands
The figures below are Lyman's own — Census population, land area and coordinates — followed by the Wyoming rules.
- Population: a Census-estimated 2,189, 29th among Wyoming's 99 places (Vintage 2023).
- Population trend: Roughly 2.5% more residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a gain of about 53 residents.
- Size percentile: bigger than about 71% of the places in Wyoming, with 2,189 residents in Lyman.
- Population density: about 1,392 people per square mile across 1.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Lyman covers 1.6 square miles, the 52nd-largest area among Wyoming's 99 places.
- Share of state population: Lyman's 2,189 residents are about 0.5% of Wyoming.
- National rank: Lyman is 7,304th of 19,457 places nationwide.
- Growth rank: Lyman's 2020-to-2023 change ranks 29th of 99 places in Wyoming.
- Against the state trend: Lyman's 2.5% change compares with a Wyoming average of +1.7% across its 99 places.
- Density in Wyoming: Lyman ranks 15th by people per square mile.
- Density in context: Lyman's 1,392 people per square mile sit against a Wyoming median of 699.
- Location: mapped by the US Census Bureau at 41.3275, -110.2974.
- Nearest larger cities: Kemmerer (34 mi); Evanston (35 mi); Green River (45 mi); Rock Springs (59 mi); Vernal (72 mi). Living near a larger metro rarely changes what is available in Lyman.
- Smaller places close by: Mountain View (4 mi); Granger (25 mi); Opal (30 mi).
- Smaller places within 50 miles: 7 of them.
- At 100 miles: 68 larger Census places fall inside that radius.
Lyman's place among Wyoming's 99 places
Set beside Wyoming's 99 places, Lyman ranks 29th by population and holds about 0.5% of the state total. For population change between 2020 and 2023, Lyman ranks 29th of 99 in Wyoming (about the 71th percentile). At about 1,392 people per square mile, Lyman is the 15th most densely settled place in Wyoming. The population moved by about 53 people between 2020 and 2023, a 2.5% shift.
The anatomy of a Lyman personal loan
With roughly 2,189 residents, Lyman is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Lyman lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Lyman loan but raises total interest, so the smallest payment is not the cheapest loan.
The geography behind Lyman
Lyman covers about 1.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,392 people per square mile. For the state's biggest city, Cheyenne, the distance is roughly 286 miles. Within 50 miles of Lyman there are 3 larger Census places. Within the same 50 miles lie 7 smaller Census places.
The state rulebook for Lyman
For the roughly 2,189 residents of Lyman, the rules below are Wyoming's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g)) Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
| Payday lending status | Legal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363) Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
Getting a loan in Lyman
At roughly 1,392 people per square mile, Lyman is moderately settled; 3 larger places lie within 50 miles. Whether Lyman has a local branch or not, a Wyoming-licensed lender can serve its 2,189 people online on the same terms. The nearest larger city, Kemmerer, WY about 34 miles away.
Common questions
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Nearby places
- Mountain View, WY — population 1,280
- Granger, WY — population 93
- Opal, WY — population 65
- Diamondville, WY — population 524
- Kemmerer, WY — population 2,393
- Manila, UT — population 332
- Evanston, WY — population 11,807
- Bear River, WY — population 528