Personal loans in La Barge, WY
Population in La Barge dropped about 0.5% over the three years from 2020 to 2023. An estimated 396 people make their home in La Barge, a figure that ranks 63rd in Wyoming.
La Barge is a small community in Wyoming, with an estimated 396 residents, and every licensed lender here follows the same state rulebook. Compare APR, not the interest rate, because the APR folds in most fees on a La Barge loan. To lend to La Barge's 396 residents, a company must hold a Wyoming licence, and each sourced row below names the regulator behind it. For a bigger market, look to Marbleton, WY about 21 miles away.
Where La Barge stands
La Barge is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 396 people live here, which puts La Barge 63rd of 99 Census places in Wyoming (Vintage 2023).
- Population trend: Lower by roughly 0.5% since the 2020 count.
- Net change: roughly 2 fewer people than the 2020 Census counted.
- Size percentile: roughly 36% of Wyoming places rank below La Barge.
- Land and density: 0.9 square miles of land carry roughly 420 residents per square mile.
- Land area: La Barge covers 0.9 square miles, the 65th-largest area among Wyoming's 99 places.
- Water area rank: La Barge ranks 17th among Wyoming's 99 places, with 0.03 sq mi.
- Share of state population: La Barge's 396 residents are about 0.1% of Wyoming.
- National standing: La Barge ranks 14,138th of 19,457 US places.
- Growth rank: La Barge's 2020-to-2023 change ranks 74th of 99 places in Wyoming.
- State comparison: Wyoming's places average +1.7% for 2020-to-2023, against La Barge's 0.5%.
- Density in Wyoming: La Barge ranks 65th by people per square mile.
- Density in context: La Barge's 420 people per square mile sit against a Wyoming median of 699.
- Location: latitude 42.2608, longitude -110.1972 (Census Gazetteer).
- Nearest larger cities: Marbleton (21 mi); Diamondville (38 mi); Kemmerer (38 mi); Cokeville (41 mi); Pinedale (45 mi). Larger metros often have more branches, but online lenders reach La Barge on the same terms.
- Smaller places nearby: Opal (35 mi); Granger (47 mi); Bloomington (62 mi).
- Smaller neighbours: 2 places smaller than La Barge sit within 50 miles.
- At 100 miles: 50 larger Census places fall inside that radius.
Steps to take before a La Barge loan
These steps shape the offer you get in La Barge, a place of about 396 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Wyoming licence with the regulator listed on this page.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
In La Barge as elsewhere in Wyoming, the written terms — not the advertisement — are what count for its 396 residents.
What Wyoming law requires in La Barge
This table holds the Wyoming rate and licensing rules for consumer loans made to La Barge's 396 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Payday lending status | Legal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363) Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online Source says: Licensing is mandatory for every location where business is regularly conducted | Wyoming Division of Banking as of 2026-09-16 |
Where La Barge sits
La Barge's land area is about 0.9 square miles; a further 0.03 square miles is water. The resulting density is about 420 people per square mile. Cheyenne, the largest place in Wyoming, is about 290 miles from La Barge. Counting outward 50 miles, 6 larger communities surround La Barge. By land area it ranks 65th of 99 Wyoming places.
How a La Barge personal loan is priced
A La Barge personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 396 residents. Federal Truth in Lending rules require a La Barge lender to disclose the APR and finance charge before you sign. Shortening the term on a La Barge loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Lender access in La Barge
La Barge is a lightly settled community of about 396 people, with 6 larger places inside a 50-mile radius. A Wyoming licence lets a lender serve La Barge without a local office, so branch density does not change what its 396 residents are offered. The nearest bigger place is Marbleton, WY about 21 miles away.
Common questions
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Nearby places
- Big Piney, WY — population 396
- Marbleton, WY — population 861
- Opal, WY — population 65
- Diamondville, WY — population 524
- Kemmerer, WY — population 2,393
- Pinedale, WY — population 2,034
- Granger, WY — population 93
- Cokeville, WY — population 492