Personal loans in Cokeville, WY

If you are weighing a personal loan in Cokeville, start from the payment you can carry; its 492 residents face the same statewide rules. About 492 people live in Cokeville, placing it 55th of 99 Census places in Wyoming.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Begin with the payment, then weigh APR and total interest across the lenders that reach Cokeville's 492 residents. Census figures put the 2020-to-2023 decrease in Cokeville at about 1.2%. Every figure below is Wyoming's own, applied to Cokeville's 492 residents, with the publisher and retrieval date attached. The closest larger place is Montpelier, ID about 25 miles away.

Cokeville by the numbers

Read the local figures below as context; read the sourced Wyoming table as the rulebook a lender here must follow.

How Wyoming law applies in Cokeville

This table holds the Wyoming rate and licensing rules for consumer loans made to Cokeville's 492 residents.

RuleDetailSource
State lending regulatorWyoming Division of Banking
Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies.
Wyoming Division of Banking
as of 2026-09-16
Small-loan / installment lender licensingConsumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online
Source says: Licensing is mandatory for every location where business is regularly conducted
Wyoming Division of Banking
as of 2026-09-16
Maximum legal interest rate (usury cap)36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g))
Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal
Wyoming Legislature (Wyoming Statutes)
as of 2026-09-16

How lenders reach Cokeville

With about 385 residents per square mile, Cokeville is lightly settled, and 15 larger Census places sit within 50 miles. Distance to a branch rarely matters for Cokeville's 492 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Montpelier, ID about 25 miles away.

Cokeville on the map

Inside Cokeville's boundaries lie about 1.3 square miles of land, with no significant water area recorded. With 492 residents, the land area yields roughly 385 people per square mile. The largest place in Wyoming, Cheyenne, lies about 325 miles away. Within 50 miles of Cokeville there are 15 larger Census places. By land area it ranks 56th of 99 Wyoming places.

Before you apply in Cokeville

These steps shape the offer you get in Cokeville, a place of about 492 people:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Use the loan calculator to test the payment on your intended amount and term.
  3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
  4. Confirm the Wyoming licence with the regulator named above before committing.
  5. Be clear on what the loan is for and how it gets repaid.
  6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
  7. Check the disclosure for fees that raise the true cost above the quoted rate.

The process is identical across Wyoming; what changes is your credit file, not the fact that Cokeville holds 492 people.

How Cokeville compares across Wyoming

Among Wyoming's 99 places, Cokeville sits at 55th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 79th of 99 Wyoming places, putting it near the 20th percentile for growth. By density, at about 385 people per square mile, it ranks 68th in Wyoming. By land area, its 1.3 square miles rank 56th of 99 places in Wyoming.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Cokeville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Cokeville is the same as anywhere in Wyoming.
What loan size can I expect in Cokeville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Cokeville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Cokeville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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