Personal loans in Montpelier, ID

With an estimated 2,715 residents, Montpelier is the 52nd-largest of 197 places in Idaho. Pull your credit reports and line up at least three offers before you apply from Montpelier. Which products a lender may offer to Montpelier's 2,715 residents follows from the Idaho consumer-lending framework. The closest larger place is Soda Springs, ID about 27 miles away.

Montpelier: population, trend and location

Montpelier is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 2,715 people live here, which puts Montpelier 52nd of 197 Census places in Idaho (Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 2.7%.
• Absolute change: 72 residents added between 2020 and 2023.
• Size percentile: Montpelier's 2,715 people outrank roughly 74% of the places in Idaho.
• Population density: 1,171 people per square mile on 2.3 square miles of land.
• By land area: Montpelier ranks 60th among Idaho's 197 places, at 2.3 sq mi.
• Share of Idaho: Montpelier holds about 0.2% of the state's population, some 2,715 people.
• National standing: Montpelier ranks 6,594th of 19,457 US places.
• Growth rank: Montpelier's 2020-to-2023 change ranks 154th of 197 places in Idaho.
• Against the state trend: Montpelier's 2.7% change compares with a Idaho average of +7.1% across its 197 places.
• Density rank: Montpelier places 89th among Idaho's places by people per square mile.
• Density in context: Montpelier's 1,171 people per square mile sit against a Idaho median of 1,026.
• Location: the Census Gazetteer records it at 42.3260, -111.2988.
• Nearest larger cities: Soda Springs (27 mi); Preston (34 mi); Richmond (38 mi); Smithfield (43 mi); Hyde Park (45 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities close by: Paris (9 mi); Bloomington (11 mi); Georgetown (11 mi), each with its own Census population profile.
• Smaller places within 50 miles: 29 of them.
• Within 100 miles: 48 places are larger than Montpelier.

Land, water and location for Montpelier

The Census Gazetteer records about 2.3 square miles of land within Montpelier, with no significant water area listed. Spread across it are roughly 1,171 residents per square mile. The largest place in Idaho, Boise City, lies about 264 miles away. Counting outward 50 miles, 7 larger communities surround Montpelier. The 100-mile radius contains 48 larger places.

How a Montpelier personal loan is priced

Montpelier is a small community of about 2,715 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Montpelier lender to disclose the APR and finance charge before you sign. The term you choose in Montpelier decides the split between a comfortable payment and the total interest you pay.

Lender access in Montpelier

At roughly 1,171 people per square mile, Montpelier is moderately settled; 7 larger places lie within 50 miles. Whether Montpelier has a local branch or not, a Idaho-licensed lender can serve its 2,715 people online on the same terms. The nearest larger city, Soda Springs, ID about 27 miles away.

Where Montpelier sits in Idaho

Within Idaho, Montpelier holds roughly 0.2% of all residents, the 52nd-largest share among 197 places. On the 2020-to-2023 trend, Montpelier stands 154th among Idaho's 197 places — roughly the 22th percentile. At about 1,171 people per square mile, Montpelier is the 89th most densely settled place in Idaho. By land area, its 2.3 square miles rank 60th of 197 places in Idaho.

What Idaho law requires in Montpelier

When Idaho does not publish a figure, the row links to the source instead of inventing a number; Montpelier is bound by the same rules.