Personal loans in Huntingburg, IN
Census figures put the 2020-to-2023 increase in Huntingburg at about 2.1%. With roughly 6,495 residents, Huntingburg is a small town, and the lending rules its borrowers live under are written in Indiana, not by the city. Huntingburg is one of 565 Census places in Indiana; its 6,495 residents put it at 103rd. A larger market lies at Jasper, IN about 6 miles away. When Indiana caps or restricts a product, lenders either change the terms or withdraw it from Huntingburg as from the rest of the state. Use the calculator on this page to price an amount and term before you commit in Huntingburg.
Huntingburg by the numbers
The figures below are Huntingburg's own — Census population, land area and coordinates — followed by the Indiana rules.
- Population: an estimated 6,495 residents, 103rd of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- Population trend: About 2.1% above the 2020 Census base.
- Absolute change: 131 residents added between 2020 and 2023.
- Size percentile: Huntingburg's 6,495 people outrank roughly 82% of the places in Indiana.
- Land and density: 5.1 square miles of land carry roughly 1,285 residents per square mile.
- By land area: Huntingburg ranks 108th among Indiana's 565 places, at 5.1 sq mi.
- Water area: Huntingburg has 0.21 square miles of water, ranking 47th of 565 places in Indiana.
- State share: roughly 0.2% of Indiana's residents live in Huntingburg (6,495 people).
- Nationally: Huntingburg is the 4,173rd-largest of 19,457 Census places in the dataset.
- Growth in Indiana: Huntingburg stands 100th by percentage change from 2020 to 2023, among 565 places.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Huntingburg's 2.1%.
- Density rank: Huntingburg is the 314th most densely settled place in Indiana.
- Against the state median: Huntingburg runs about 1,285 residents per square mile, where the Indiana median is 1,375.
- Location: latitude 38.3009, longitude -86.9619 (Census Gazetteer).
- Nearest larger cities: Jasper (6 mi); Boonville (25 mi); Tell City (26 mi); Washington (27 mi); Princeton (34 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Holland (6 mi); Ferdinand (7 mi); Dale (8 mi), each with its own Census population profile.
- Smaller places within 50 miles: 84 of them.
- Within 100 miles: 50 places are larger than Huntingburg.
What Indiana law requires in Huntingburg
Read the table as a lender's compliance picture for Huntingburg: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
A practical checklist for Huntingburg borrowers
Before you apply in Huntingburg, a community of about 6,495, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Indiana licence with the regulator named above before committing.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
The process is identical across Indiana; what changes is your credit file, not the fact that Huntingburg holds 6,495 people.
What a Huntingburg borrower is actually offered
Huntingburg is a small town of about 6,495 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Huntingburg loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Huntingburg loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Huntingburg's place among Indiana's 565 places
Within Indiana, Huntingburg holds roughly 0.2% of all residents, the 103rd-largest share among 565 places. Its 2020-to-2023 change ranks 100th of 565 Indiana places, putting it near the 82th percentile for growth. Its roughly 1,285 residents per square mile place it 314th among Indiana's places. Between 2020 and 2023 the count changed by roughly 131 residents.
Where Huntingburg sits
Huntingburg covers about 5.1 square miles of land, with 0.21 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 1,285 residents per square mile. The state's population centre of gravity, Fort Wayne, is roughly 215 miles away. Counting outward 50 miles, 11 larger communities surround Huntingburg. By land area it ranks 108th of 565 Indiana places.
Common questions
What are my options in Huntingburg if my credit is poor?
What loan size can I expect in Huntingburg?
Do I have to pledge anything to borrow in Huntingburg?
Does comparing loans in Huntingburg cost me credit score points?
Nearby places
- Holland, IN — population 610
- Jasper, IN — population 16,781
- Dale, IN — population 1,522
- Ferdinand, IN — population 2,189
- Santa Claus, IN — population 2,609
- Gentryville, IN — population 254
- Alfordsville, IN — population 64
- Winslow, IN — population 757