Personal loans in Dale, IN
The trend for Dale between 2020 and 2023 is downward by roughly 1.4%. The Census estimates 1,522 residents in Dale, which ranks it 242nd of 565 places in Indiana.
If you are weighing a personal loan in Dale, start from the payment you can carry; its 1,522 residents face the same statewide rules. Pull your credit reports and line up at least three offers before you apply from Dale. Rate ceilings, licensing requirements and product limits for Dale are all set at the Indiana level. The closest larger place is Santa Claus, IN about 5 miles away.
Where Dale stands
What follows is Dale's place in the Census record, alongside the Indiana rules that govern a personal loan made here.
- Population: 1,522 residents; Dale is the 242nd-largest of 565 places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 1.4% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 21 residents.
- Size percentile: about 57% of Indiana communities are smaller than Dale (1,522 residents).
- Density: roughly 630 residents per square mile, spread over 2.4 sq mi of land.
- Land area rank: Dale's 2.4 square miles rank 161st of 565 places in Indiana.
- Water: Dale holds about 0.01 square miles, the 175th-largest water area in Indiana.
- Share of Indiana: Dale holds about 0.0% of the state's population, some 1,522 people.
- National standing: Dale ranks 8,639th of 19,457 US places.
- Growth rank: Dale ranks 491st among Indiana's 565 places for the 2020-to-2023 change.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Dale's 1.4%.
- Density rank: Dale places 500th among Indiana's places by people per square mile.
- Density vs Indiana: Dale's 630 people per square mile compare with a state median of 1,375.
- Location: it lies at 38.1849, -86.9704 in the Census Gazetteer.
- Nearest larger cities: Santa Claus (5 mi); Ferdinand (7 mi); Huntingburg (8 mi); Jasper (14 mi); Lewisport (18 mi). Lenders licensed in the state serve Dale whether or not they keep a local branch.
- Smaller places nearby: Holland (6 mi); Gentryville (6 mi); Tennyson (11 mi).
- Within a 50-mile radius: 60 smaller Census places.
- Larger places within 100 miles: 133.
How lenders reach Dale
With about 630 residents per square mile, Dale is moderately settled, and 31 larger Census places sit within 50 miles. What is available to Dale's 1,522 borrowers is set by Indiana licensing and your own credit, not by how many branches are nearby. The nearest larger city, Santa Claus, IN about 5 miles away.
Dale on the map
Dale's land area is about 2.4 square miles; a further 0.01 square miles is water. The resulting density is about 630 people per square mile. The largest place in Indiana, Fort Wayne, lies about 223 miles away. Dale has 31 larger places within a 50-mile radius. By land area it ranks 161st of 565 Indiana places.
Indiana rules behind a Dale personal loan
When Indiana does not publish a figure, the row links to the source instead of inventing a number; Dale is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
Where Dale sits in Indiana
Within Indiana, Dale holds roughly 0.0% of all residents, the 242nd-largest share among 565 places. On the 2020-to-2023 trend, Dale stands 491st among Indiana's 565 places — roughly the 13th percentile. By density, at about 630 people per square mile, it ranks 500th in Indiana. Between 2020 and 2023 the count changed by roughly 21 residents.
Before you apply in Dale
Complete these steps first when you borrow in Dale (1,522 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Indiana regulator's licence records before you sign.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
In Dale as elsewhere in Indiana, the written terms — not the advertisement — are what count for its 1,522 residents.
Common questions
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Nearby places
- Santa Claus, IN — population 2,609
- Holland, IN — population 610
- Gentryville, IN — population 254
- Ferdinand, IN — population 2,189
- Huntingburg, IN — population 6,495
- Tennyson, IN — population 224
- Chrisney, IN — population 468
- Jasper, IN — population 16,781