Personal loans in Holland, IN
A personal loan in Holland is priced from your credit file and income, not from the fact that the city holds 610 people. State law, not city hall, decides what a lender may do to Holland's roughly 610 residents, and a state regulator supervises it. About 610 people live in Holland, placing it 381st of 565 Census places in Indiana. Decide the purpose of the loan and your repayment plan before sharing any details with a Holland lender. From the 2020 Census base to the 2023 estimate, the population declined by about 1.8%. The closest larger city is Dale, IN about 6 miles away.
Local context for Holland
Here is the sourced Census picture for Holland, plus the Indiana lending rules that apply to a loan taken out here.
- Population: 610 people, a figure that places Holland 381st among the 565 Census places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: About 1.8% below the 2020 Census base.
- Absolute change: 11 residents lost between 2020 and 2023.
- Size percentile: about 33% of Indiana communities are smaller than Holland (610 residents).
- Land and density: 0.4 square miles of land carry roughly 1,635 residents per square mile.
- By land area: Holland ranks 424th among Indiana's 565 places, at 0.4 sq mi.
- Share of state population: Holland's 610 residents are about 0.0% of Indiana.
- National standing: Holland ranks 12,359th of 19,457 US places.
- Growth rank: Holland ranks 523rd among Indiana's 565 places for the 2020-to-2023 change.
- Against the state trend: Holland's 1.8% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: Holland places 191st among Indiana's places by people per square mile.
- Density vs Indiana: Holland's 1,635 people per square mile compare with a state median of 1,375.
- Location: 38.2460 / -87.0383, per the US Census Bureau Gazetteer.
- Nearest larger cities: Dale (6 mi); Huntingburg (6 mi); Ferdinand (10 mi); Santa Claus (11 mi); Jasper (11 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Gentryville (9 mi); Spurgeon (12 mi); Tennyson (12 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 40 of them.
- Larger places within 100 miles: 258.
Holland: area, density and distance
The Census Gazetteer records about 0.4 square miles of land within Holland, with no significant water area listed. The resulting density is about 1,635 people per square mile. The state's population centre of gravity, Fort Wayne, is roughly 221 miles away. Within 50 miles of Holland there are 52 larger Census places. By land area it ranks 424th of 565 Indiana places.
What Indiana law requires in Holland
Indiana has no separate rate rule for Holland; the sourced rows below are what reach every lender that serves its 610 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
What shapes a Holland personal loan
With roughly 610 residents, Holland is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Holland's rank of 381st in Indiana: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Holland decides the split between a comfortable payment and the total interest you pay.
Holland against the rest of Indiana
Within Indiana, Holland holds roughly 0.0% of all residents, the 381st-largest share among 565 places. For population change between 2020 and 2023, Holland ranks 523rd of 565 in Indiana (about the 7th percentile). At about 1,635 people per square mile, Holland is the 191st most densely settled place in Indiana. Within 50 miles sit 40 smaller Census places, alongside the 52 that are larger.
Getting a loan in Holland
Holland is a moderately settled community of about 610 people, with 52 larger places inside a 50-mile radius. Whether Holland has a local branch or not, a Indiana-licensed lender can serve its 610 people online on the same terms. The nearest larger city, Dale, IN about 6 miles away.
Common questions
What are my options in Holland if my credit is poor?
What loan size can I expect in Holland?
Do I have to pledge anything to borrow in Holland?
Does comparing loans in Holland cost me credit score points?
Nearby places
- Dale, IN — population 1,522
- Huntingburg, IN — population 6,495
- Gentryville, IN — population 254
- Santa Claus, IN — population 2,609
- Jasper, IN — population 16,781
- Ferdinand, IN — population 2,189
- Tennyson, IN — population 224
- Winslow, IN — population 757