Personal loans in Winslow, IN
Winslow lost roughly 0.8% of its population across the 2020-to-2023 comparison. Winslow ranks 347th of 565 places in Indiana, with a population near 757. Winslow is a small community of about 757 residents, and a personal loan taken out here is governed by Indiana statute. Verify the lender's Indiana licence against the regulator named below before borrowing in Winslow. A single loan can carry different costs on either side of a state line, and Winslow sits on the Indiana side of that line. The nearest larger metro is Oakland City, IN about 8 miles away.
The Winslow data picture
Two layers matter for a Winslow borrower: the local population picture and Indiana's consumer-lending statutes.
- Population: an estimated 757 residents, 347th of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 0.8% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
- Size percentile: bigger than about 39% of the places in Indiana, with 757 residents in Winslow.
- Population density: about 1,102 people per square mile (Census land area 0.7 sq mi).
- By land area: Winslow ranks 336th among Indiana's 565 places, at 0.7 sq mi.
- Water area rank: Winslow ranks 177th among Indiana's 565 places, with 0.01 sq mi.
- State share: roughly 0.0% of Indiana's residents live in Winslow (757 people).
- Nationally: Winslow is the 11,428th-largest of 19,457 Census places in the dataset.
- Growth in Indiana: Winslow stands 403rd by percentage change from 2020 to 2023, among 565 places.
- Against the state trend: Winslow's 0.8% change compares with a Indiana average of +1.0% across its 565 places.
- Density in Indiana: Winslow ranks 366th by people per square mile.
- Against the state median: Winslow runs about 1,102 residents per square mile, where the Indiana median is 1,375.
- Location: mapped by the US Census Bureau at 38.3827, -87.2122.
- Nearest larger cities: Oakland City (8 mi); Petersburg (8 mi); Lynnville (14 mi); Huntingburg (15 mi); Jasper (15 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: Spurgeon (9 mi); Somerville (11 mi); Francisco (13 mi).
- Smaller places within 50 miles: 53 of them.
- At 100 miles: 221 larger Census places fall inside that radius.
Winslow against the rest of Indiana
Against Indiana's other places, Winslow accounts for about 0.0% of the state's population and ranks 347th of 565 by size. On the 2020-to-2023 trend, Winslow stands 403rd among Indiana's 565 places — roughly the 29th percentile. At about 1,102 people per square mile, Winslow is the 366th most densely settled place in Indiana. In land area, Winslow ranks 336th among Indiana's 565 places.
How lenders reach Winslow
Winslow is moderately settled, with about 1,102 people per square mile and 48 larger places within 50 miles. Distance to a branch rarely matters for Winslow's 757 residents: the application is online and the price follows your credit file. The nearest larger city, Oakland City, IN about 8 miles away.
Land, water and location for Winslow
Winslow's land area is about 0.7 square miles; a further 0.01 square miles is water. That land carries about 1,102 people per square mile. The largest place in Indiana, Fort Wayne, lies about 217 miles away. Winslow has 48 larger places within a 50-mile radius. The 100-mile radius contains 221 larger places.
A practical checklist for Winslow borrowers
These steps shape the offer you get in Winslow, a place of about 757 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Indiana licence with the regulator listed on this page.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
None of these steps is Winslow-specific: the same Indiana licensing and disclosure rules reach all 757 residents.
What Indiana law requires in Winslow
Indiana has no separate rate rule for Winslow; the sourced rows below are what reach every lender that serves its 757 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Common questions
What are my options in Winslow if my credit is poor?
What loan size can I expect in Winslow?
Do I have to pledge anything to borrow in Winslow?
Does comparing loans in Winslow cost me credit score points?
Nearby places
- Petersburg, IN — population 2,260
- Spurgeon, IN — population 166
- Oakland City, IN — population 2,260
- Somerville, IN — population 249
- Lynnville, IN — population 866
- Holland, IN — population 610
- Mackey, IN — population 127
- Francisco, IN — population 534