Personal loans in Winslow, IN

Winslow lost roughly 0.8% of its population across the 2020-to-2023 comparison. Winslow ranks 347th of 565 places in Indiana, with a population near 757. Winslow is a small community of about 757 residents, and a personal loan taken out here is governed by Indiana statute. Verify the lender's Indiana licence against the regulator named below before borrowing in Winslow. A single loan can carry different costs on either side of a state line, and Winslow sits on the Indiana side of that line. The nearest larger metro is Oakland City, IN about 8 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Winslow data picture

Two layers matter for a Winslow borrower: the local population picture and Indiana's consumer-lending statutes.

Winslow against the rest of Indiana

Against Indiana's other places, Winslow accounts for about 0.0% of the state's population and ranks 347th of 565 by size. On the 2020-to-2023 trend, Winslow stands 403rd among Indiana's 565 places — roughly the 29th percentile. At about 1,102 people per square mile, Winslow is the 366th most densely settled place in Indiana. In land area, Winslow ranks 336th among Indiana's 565 places.

How lenders reach Winslow

Winslow is moderately settled, with about 1,102 people per square mile and 48 larger places within 50 miles. Distance to a branch rarely matters for Winslow's 757 residents: the application is online and the price follows your credit file. The nearest larger city, Oakland City, IN about 8 miles away.

Land, water and location for Winslow

Winslow's land area is about 0.7 square miles; a further 0.01 square miles is water. That land carries about 1,102 people per square mile. The largest place in Indiana, Fort Wayne, lies about 217 miles away. Winslow has 48 larger places within a 50-mile radius. The 100-mile radius contains 221 larger places.

A practical checklist for Winslow borrowers

These steps shape the offer you get in Winslow, a place of about 757 people:

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Model the payment on the calculator before a lender models it for you.
  3. Shop at least three lenders and judge them on APR and total cost.
  4. Verify the lender's Indiana licence with the regulator listed on this page.
  5. Weigh a shorter term's higher payment against the interest it saves.
  6. Borrow only what the purpose requires, not the maximum you are offered.
  7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Winslow-specific: the same Indiana licensing and disclosure rules reach all 757 residents.

What Indiana law requires in Winslow

Indiana has no separate rate rule for Winslow; the sourced rows below are what reach every lender that serves its 757 people.

RuleDetailSource
State lending regulatorIndiana Department of Financial Institutions (DFI), Consumer Credit Division
Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders".
Indiana Department of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted.
Indiana General Assembly (Indiana Code)
as of 2026-09-16
Payday lending statusPermitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above)
Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal".
Indiana Department of Financial Institutions
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Winslow if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Winslow is the same as anywhere in Indiana.
What loan size can I expect in Winslow?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Winslow?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Winslow cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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