Personal loans in Hollandale, WI

A 2020-to-2023 comparison shows Hollandale down by about 1.9%. By population, Hollandale sits at 544th in Wisconsin, with an estimated 304 residents. A personal loan in Hollandale is priced from your credit file and income, not from the fact that the city holds 304 people. Price two or three terms so you can see which payment is truly affordable in Hollandale. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Hollandale's 304 residents. The closest larger place is Blanchardville, WI about 6 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Hollandale: the sourced local profile

Hollandale is a small community; the notes below cover its population profile and the statewide rules that apply.

Steps to take before a Hollandale loan

Before you hand your details to a lender in Hollandale, where the population is near 304:

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Model the payment on the calculator before a lender models it for you.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Make sure the lender appears in the Wisconsin regulator's licence list.
  5. Look for an origination fee or prepayment penalty in the written disclosure.
  6. Test the payment against your current bills before you commit.
  7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

What differs between Hollandale and the rest of Wisconsin is not the process but the borrower's own file, among the 304 people here.

Borrowing reach in Hollandale

Hollandale is lightly settled, with about 417 people per square mile and 102 larger places within 50 miles. Lenders licensed in Wisconsin reach Hollandale's 304 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Blanchardville, WI about 6 miles away.

Wisconsin consumer-lending rules applied in Hollandale

Below are the Wisconsin rules that apply to a loan made in Hollandale, each with the regulator that issued it.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.
Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance
Wisconsin State Legislature
as of 2026-09-16

Where Hollandale sits

Inside Hollandale's boundaries lie about 0.7 square miles of land, with no significant water area recorded. With 304 residents, the land area yields roughly 417 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 100 miles away. Counting outward 50 miles, 102 larger communities surround Hollandale. The 100-mile radius contains 465 larger places.

How Hollandale compares across Wisconsin

Against Wisconsin's other places, Hollandale accounts for about 0.0% of the state's population and ranks 544th of 605 by size. Its 2020-to-2023 change ranks 504th of 605 Wisconsin places, putting it near the 17th percentile for growth. By density, at about 417 people per square mile, it ranks 460th in Wisconsin. Within 50 miles sit 19 smaller Census places, alongside the 102 that are larger.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hollandale if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hollandale is the same as anywhere in Wisconsin.
What loan size can I expect in Hollandale?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hollandale?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hollandale cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related