Personal loans in Mineral Point, WI

The first question in Mineral Point is not the rate on offer but whether the payment fits; about 2,563 people live here under Wisconsin lending law. By population, Mineral Point sits at 228th in Wisconsin, with an estimated 2,563 residents. Mineral Point shed about 0.7% of its population between the 2020 base and the 2023 estimate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Mineral Point loan. For a bigger market, look to Dodgeville, WI about 8 miles away.

Mineral Point by the numbers

Set out below is Mineral Point's local context next to the state-level rules that reach every lender here.

• Population: 2,563 people, a figure that places Mineral Point 228th among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 0.7% since the 2020 count.
• Net change: roughly 19 fewer people than the 2020 Census counted.
• Size percentile: about 62% of Wisconsin's Census places are smaller than Mineral Point.
• Land and density: 3.1 square miles of land carry roughly 818 residents per square mile.
• Land area: Mineral Point covers 3.1 square miles, the 227th-largest area among Wisconsin's 605 places.
• Share of state population: Mineral Point's 2,563 residents are about 0.1% of Wisconsin.
• National rank: Mineral Point sits 6,768th by population among the 19,457 places in this dataset.
• Growth rank: Mineral Point's 2020-to-2023 change ranks 365th of 605 places in Wisconsin.
• State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Mineral Point's 0.7%.
• Density rank: Mineral Point places 292nd among Wisconsin's places by people per square mile.
• Density vs Wisconsin: Mineral Point's 818 people per square mile compare with a state median of 800.
• Location: 42.8632, -90.1818 (US Census Bureau Gazetteer).
• Nearest larger cities: Dodgeville (8 mi); Platteville (17 mi); Mount Horeb (25 mi); Fennimore (25 mi); Lancaster (27 mi). Living near a larger metro rarely changes what is available in Mineral Point.
• Nearest smaller towns: Linden (6 mi); Cobb (10 mi); Rewey (11 mi).
• Within a 50-mile radius: 101 smaller Census places.
• At 100 miles: 152 larger Census places fall inside that radius.

Mineral Point against the rest of Wisconsin

Among Wisconsin's 605 places, Mineral Point sits at 228th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Mineral Point stands 365th among Wisconsin's 605 places — roughly the 40th percentile. Its roughly 818 residents per square mile place it 292nd among Wisconsin's places. Within 50 miles sit 101 smaller Census places, alongside the 33 that are larger.

What a Mineral Point borrower is actually offered

With roughly 2,563 residents, Mineral Point is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Mineral Point's rank of 228th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Mineral Point loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Wisconsin rules behind a Mineral Point personal loan

The rows below set out what a licensed lender must follow in Wisconsin, and so for Mineral Point's roughly 2,563 residents.

Mineral Point on the map

Mineral Point covers about 3.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 2,563 residents, the land area yields roughly 818 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 113 miles away. Within 50 miles of Mineral Point there are 33 larger Census places. Within the same 50 miles lie 101 smaller Census places.

Borrowing reach in Mineral Point

Mineral Point is moderately settled, with about 818 people per square mile and 33 larger places within 50 miles. Distance to a branch rarely matters for Mineral Point's 2,563 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Dodgeville, WI about 8 miles away.