Personal loans in Blanchardville, WI
A personal loan in Blanchardville is priced from your credit file and income, not from the fact that the city holds 822 people. About 822 people live in Blanchardville, placing it 395th of 605 Census places in Wisconsin. The nearest larger city is New Glarus, WI about 12 miles away. A 2020-to-2023 comparison shows Blanchardville up by about 1.0%. For the 822 people in Blanchardville, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Rate-shopping from Blanchardville costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
Where Blanchardville stands
Most of what governs a Blanchardville loan is written in Wisconsin law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 822 residents in Blanchardville (Vintage 2023 subcounty estimate), the 395th-largest figure among Wisconsin's 605 places.
- Population trend: Growth of about 1.0% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a gain of about 8 residents.
- Size percentile: about 35% of Wisconsin's Census places are smaller than Blanchardville.
- Land and density: 0.5 square miles of land carry roughly 1,514 residents per square mile.
- Land area: Blanchardville covers 0.5 square miles, the 575th-largest area among Wisconsin's 605 places.
- State share: roughly 0.0% of Wisconsin's residents live in Blanchardville (822 people).
- Nationally: Blanchardville is the 11,064th-largest of 19,457 Census places in the dataset.
- Growth in Wisconsin: Blanchardville stands 162nd by percentage change from 2020 to 2023, among 605 places.
- Against the state trend: Blanchardville's 1.0% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density in Wisconsin: Blanchardville ranks 115th by people per square mile.
- Density in context: Blanchardville's 1,514 people per square mile sit against a Wisconsin median of 800.
- Location: coordinates 42.8104, -89.8606 (US Census Bureau Gazetteer).
- Nearest larger cities: New Glarus (12 mi); Barneveld (14 mi); Blue Mounds (14 mi); Monticello (14 mi); Mount Horeb (15 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Hollandale (6 mi); Argyle (8 mi); Ridgeway (15 mi).
- Smaller neighbours: 42 places smaller than Blanchardville sit within 50 miles.
- At 100 miles: 364 larger Census places fall inside that radius.
Blanchardville on the map
Inside Blanchardville's boundaries lie about 0.5 square miles of land, with no significant water area recorded. With 822 residents, the land area yields roughly 1,514 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 97 miles away. Counting outward 50 miles, 83 larger communities surround Blanchardville. The 100-mile radius contains 364 larger places.
Before you apply in Blanchardville
Before you hand your details to a lender in Blanchardville, where the population is near 822:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Wisconsin regulator's licence list.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
What differs between Blanchardville and the rest of Wisconsin is not the process but the borrower's own file, among the 822 people here.
Blanchardville's place among Wisconsin's 605 places
Against Wisconsin's other places, Blanchardville accounts for about 0.0% of the state's population and ranks 395th of 605 by size. Its 2020-to-2023 change ranks 162nd of 605 Wisconsin places, putting it near the 73th percentile for growth. At about 1,514 people per square mile, Blanchardville is the 115th most densely settled place in Wisconsin. By land area, its 0.5 square miles rank 575th of 605 places in Wisconsin.
The Wisconsin lending rules that reach Blanchardville
This table holds the Wisconsin rate and licensing rules for consumer loans made to Blanchardville's 822 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
What a Blanchardville borrower is actually offered
In Blanchardville, a small community of about 822, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Blanchardville's rank of 395th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Blanchardville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Blanchardville if my credit is poor?
What loan size can I expect in Blanchardville?
Do I have to pledge anything to borrow in Blanchardville?
Does comparing loans in Blanchardville cost me credit score points?
Nearby places
- Hollandale, WI — population 304
- Argyle, WI — population 795
- Barneveld, WI — population 1,329
- Blue Mounds, WI — population 919
- New Glarus, WI — population 2,208
- Ridgeway, WI — population 663
- Mount Horeb, WI — population 7,756
- Browntown, WI — population 238