Personal loans in Barneveld, WI
Two households in Barneveld with comparable incomes can still be offered different rates; the city's 1,329 residents are not the reason.
Barneveld is home to roughly 1,329 people and stands 323rd by size out of 605 Census places in Wisconsin. Pull your credit reports and line up at least three offers before you apply from Barneveld. From the 2020 Census base to the 2023 estimate, the population rose by about 0.2%. A lender that serves Barneveld operates under Wisconsin lending statutes and a Wisconsin supervisor. Borrowers who want a bigger city can look to Mount Horeb, WI about 8 miles away.
Barneveld by the numbers
Only a few things actually differ by place — population, area, location, and the Wisconsin rules a lender must follow — and they are below.
- Population: 1,329 — Barneveld ranks 323rd of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: About 0.2% above the 2020 Census base.
- Absolute change: 2 residents added between 2020 and 2023.
- Size percentile: with 1,329 residents, Barneveld is larger than about 47% of Wisconsin's Census places.
- Land and density: 2.1 square miles of land carry roughly 633 residents per square mile.
- Land area rank: Barneveld's 2.1 square miles rank 311th of 605 places in Wisconsin.
- Share of state population: Barneveld's 1,329 residents are about 0.0% of Wisconsin.
- National rank: Barneveld sits 9,178th by population among the 19,457 places in this dataset.
- Growth in Wisconsin: Barneveld stands 246th by percentage change from 2020 to 2023, among 605 places.
- Against the state trend: Barneveld's 0.2% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density in Wisconsin: Barneveld ranks 363rd by people per square mile.
- Against the state median: Barneveld runs about 633 residents per square mile, where the Wisconsin median is 800.
- Location: coordinates 43.0122, -89.8982 (US Census Bureau Gazetteer).
- Nearest larger cities: Mount Horeb (8 mi); Black Earth (11 mi); Dodgeville (12 mi); Mazomanie (12 mi); Spring Green (14 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Blue Mounds (4 mi); Ridgeway (5 mi); Hollandale (10 mi), each with its own Census population profile.
- Smaller neighbours: 64 places smaller than Barneveld sit within 50 miles.
- Within 100 miles: 254 places are larger than Barneveld.
What Wisconsin law requires in Barneveld
For the roughly 1,329 residents of Barneveld, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
The geography behind Barneveld
Barneveld's land area is roughly 2.1 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 633 residents per square mile. For the state's biggest city, Milwaukee, the distance is roughly 98 miles. Barneveld has 57 larger places within a 50-mile radius. Within the same 50 miles lie 64 smaller Census places.
How a Barneveld personal loan is priced
In Barneveld, a small community of about 1,329, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Barneveld. A longer term lowers the monthly payment on a Barneveld loan but raises total interest, so the smallest payment is not the cheapest loan.
Getting a loan in Barneveld
With about 633 residents per square mile, Barneveld is moderately settled, and 57 larger Census places sit within 50 miles. Lenders licensed in Wisconsin reach Barneveld's 1,329 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Mount Horeb, WI about 8 miles away.
Where Barneveld sits in Wisconsin
Within Wisconsin, Barneveld holds roughly 0.0% of all residents, the 323rd-largest share among 605 places. For population change between 2020 and 2023, Barneveld ranks 246th of 605 in Wisconsin (about the 59th percentile). Its roughly 633 residents per square mile place it 363rd among Wisconsin's places. By land area, its 2.1 square miles rank 311th of 605 places in Wisconsin.
Common questions
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Nearby places
- Blue Mounds, WI — population 919
- Ridgeway, WI — population 663
- Hollandale, WI — population 304
- Arena, WI — population 853
- Mount Horeb, WI — population 7,756
- Mazomanie, WI — population 1,750
- Black Earth, WI — population 1,448
- Blanchardville, WI — population 822