Personal loans in Hodges, SC

In Hodges, one of 271 Census places in South Carolina, the figure to compare across lenders is the APR, not the advertised rate. Hodges is home to roughly 163 people and stands 237th by size out of 271 Census places in South Carolina.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Work out your debt-to-income ratio first; lenders weigh it heavily, and Hodges's 163 residents are no exception. Census figures put the 2020-to-2023 increase in Hodges at about 1.2%. Every figure below is South Carolina's own, applied to Hodges's 163 residents, with the publisher and retrieval date attached. The next larger city is Ware Shoals, SC about 7 miles away.

Where Hodges stands

Set out below is Hodges's local context next to the state-level rules that reach every lender here.

Hodges's place among South Carolina's 271 places

Within South Carolina, Hodges holds roughly 0.0% of all residents, the 237th-largest share among 271 places. Its 2020-to-2023 change ranks 124th of 271 South Carolina places, putting it near the 54th percentile for growth. By density, at about 209 people per square mile, it ranks 211th in South Carolina. Within 50 miles sit 7 smaller Census places, alongside the 67 that are larger.

Where Hodges sits

Hodges covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 163 residents, the land area yields roughly 209 people per square mile. The state's population centre of gravity, Charleston, is roughly 165 miles away. A 50-mile radius around Hodges takes in 67 places that are larger. The 100-mile radius contains 307 larger places.

South Carolina consumer-lending rules applied in Hodges

South Carolina has no separate rate rule for Hodges; the sourced rows below are what reach every lender that serves its 163 people.

RuleDetailSource
State lending regulatorSouth Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance)
Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading).
South Carolina State Board of Financial Institutions - Consumer Finance Division
as of 2026-09-16
Supervised loan threshold (state-specific rule)Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances.
Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)).
South Carolina Legislature (S.C. Code of Laws)
as of 2026-09-16
Maximum legal interest rate (usury cap)8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points).
Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)).
South Carolina Legislature (S.C. Code of Laws)
as of 2026-09-16

How a Hodges personal loan is priced

In Hodges, a small community of about 163, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hodges. Because the payment is fixed, the total cost of a Hodges loan is knowable in advance — unlike a revolving card balance.

Getting a loan in Hodges

With about 209 residents per square mile, Hodges is lightly settled, and 67 larger Census places sit within 50 miles. Lenders licensed in South Carolina reach Hodges's 163 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Ware Shoals, SC about 7 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hodges if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hodges is the same as anywhere in South Carolina.
What loan size can I expect in Hodges?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hodges?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hodges cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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