Personal loans in Hodges, SC
In Hodges, one of 271 Census places in South Carolina, the figure to compare across lenders is the APR, not the advertised rate. Hodges is home to roughly 163 people and stands 237th by size out of 271 Census places in South Carolina.
Work out your debt-to-income ratio first; lenders weigh it heavily, and Hodges's 163 residents are no exception. Census figures put the 2020-to-2023 increase in Hodges at about 1.2%. Every figure below is South Carolina's own, applied to Hodges's 163 residents, with the publisher and retrieval date attached. The next larger city is Ware Shoals, SC about 7 miles away.
Where Hodges stands
Set out below is Hodges's local context next to the state-level rules that reach every lender here.
- Population: 163 residents; Hodges is the 237th-largest of 271 places in South Carolina (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 1.2% between 2020 and 2023.
- Absolute change: 2 residents added between 2020 and 2023.
- Size percentile: bigger than about 13% of the places in South Carolina, with 163 residents in Hodges.
- Density: roughly 209 residents per square mile, spread over 0.8 sq mi of land.
- By land area: Hodges ranks 245th among South Carolina's 271 places, at 0.8 sq mi.
- Share of state population: Hodges's 163 residents are about 0.0% of South Carolina.
- Nationally: Hodges is the 17,076th-largest of 19,457 Census places in the dataset.
- Growth rank: Hodges's 2020-to-2023 change ranks 124th of 271 places in South Carolina.
- State comparison: South Carolina's places average +2.6% for 2020-to-2023, against Hodges's 1.2%.
- Density rank: Hodges is the 211th most densely settled place in South Carolina.
- Density in context: Hodges's 209 people per square mile sit against a South Carolina median of 584.
- Location: mapped by the US Census Bureau at 34.2888, -82.2500.
- Nearest larger cities: Ware Shoals (7 mi); Donalds (8 mi); Greenwood (8 mi); Due West (9 mi); Abbeville (11 mi). Larger metros often have more branches, but online lenders reach Hodges on the same terms.
- Nearest smaller places: Waterloo (12 mi); Troy (21 mi); Lowndesville (23 mi).
- Within a 50-mile radius: 7 smaller Census places.
- At 100 miles: 307 larger Census places fall inside that radius.
Hodges's place among South Carolina's 271 places
Within South Carolina, Hodges holds roughly 0.0% of all residents, the 237th-largest share among 271 places. Its 2020-to-2023 change ranks 124th of 271 South Carolina places, putting it near the 54th percentile for growth. By density, at about 209 people per square mile, it ranks 211th in South Carolina. Within 50 miles sit 7 smaller Census places, alongside the 67 that are larger.
Where Hodges sits
Hodges covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 163 residents, the land area yields roughly 209 people per square mile. The state's population centre of gravity, Charleston, is roughly 165 miles away. A 50-mile radius around Hodges takes in 67 places that are larger. The 100-mile radius contains 307 larger places.
South Carolina consumer-lending rules applied in Hodges
South Carolina has no separate rate rule for Hodges; the sourced rows below are what reach every lender that serves its 163 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Supervised loan threshold (state-specific rule) | Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances. Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points). Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
How a Hodges personal loan is priced
In Hodges, a small community of about 163, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hodges. Because the payment is fixed, the total cost of a Hodges loan is knowable in advance — unlike a revolving card balance.
Getting a loan in Hodges
With about 209 residents per square mile, Hodges is lightly settled, and 67 larger Census places sit within 50 miles. Lenders licensed in South Carolina reach Hodges's 163 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Ware Shoals, SC about 7 miles away.
Common questions
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Nearby places
- Ware Shoals, SC — population 1,703
- Donalds, SC — population 322
- Greenwood, SC — population 22,498
- Due West, SC — population 1,216
- Abbeville, SC — population 4,863
- Waterloo, SC — population 154
- Honea Path, SC — population 3,848
- Ninety Six, SC — population 2,061