Personal loans in Abbeville, SC

Lenders active in Abbeville report to a South Carolina supervisor, identified in the sourced rows below. In Abbeville, one of 271 Census places in South Carolina, the figure to compare across lenders is the APR, not the advertised rate.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

About 4,863 people live in Abbeville, placing it 67th of 271 Census places in South Carolina. From the 2020 Census base to the 2023 estimate, the population declined by about 0.2%. Decide the purpose of the loan and your repayment plan before sharing any details with a Abbeville lender. A larger market lies at Greenwood, SC about 13 miles away.

Abbeville: population, trend and location

Only a few things actually differ by place — population, area, location, and the South Carolina rules a lender must follow — and they are below.

Borrowing reach in Abbeville

Abbeville is moderately settled, with about 782 people per square mile and 14 larger places within 50 miles. Lenders licensed in South Carolina reach Abbeville's 4,863 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Greenwood, SC about 13 miles away.

Abbeville in state context

Among South Carolina's 271 places, Abbeville sits at 67th for population, a share of roughly 0.2% of the state. On the 2020-to-2023 trend, Abbeville stands 161st among South Carolina's 271 places — roughly the 41th percentile. Its roughly 782 residents per square mile place it 108th among South Carolina's places. Within 50 miles sit 55 smaller Census places, alongside the 14 that are larger.

How personal loans work in Abbeville

A Abbeville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 4,863 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Abbeville. The term you choose in Abbeville decides the split between a comfortable payment and the total interest you pay.

Abbeville on the map

Abbeville's land area is about 6.2 square miles; a further 0.01 square miles is water. That land carries about 782 people per square mile. The state's population centre of gravity, Charleston, is roughly 167 miles away. A 50-mile radius around Abbeville takes in 14 places that are larger. Within the same 50 miles lie 55 smaller Census places.

What South Carolina law requires in Abbeville

The rows below set out what a licensed lender must follow in South Carolina, and so for Abbeville's roughly 4,863 residents.

RuleDetailSource
State lending regulatorSouth Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance)
Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading).
South Carolina State Board of Financial Institutions - Consumer Finance Division
as of 2026-09-16
Maximum legal interest rate (usury cap)8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points).
Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)).
South Carolina Legislature (S.C. Code of Laws)
as of 2026-09-16
Payday lending statusLegal for licensed deferred presentment providers; max $550 advanced at one time; fee limited to 15% of principal; term up to 31 days; 2025 repeal bill S.379 introduced but not enacted.
Source says: "The total amount advanced by a licensee to any customer at one time for deferred presentment or deposit may not exceed five hundred fifty dollars" (34-39-180(B)); fees capped at "fifteen percent of the principal amount of the transaction" (34-39-180(E)).
South Carolina Legislature (S.C. Code of Laws)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Abbeville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Abbeville is the same as anywhere in South Carolina.
What loan size can I expect in Abbeville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Abbeville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Abbeville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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