Personal loans in Abbeville, SC
Lenders active in Abbeville report to a South Carolina supervisor, identified in the sourced rows below. In Abbeville, one of 271 Census places in South Carolina, the figure to compare across lenders is the APR, not the advertised rate.
About 4,863 people live in Abbeville, placing it 67th of 271 Census places in South Carolina. From the 2020 Census base to the 2023 estimate, the population declined by about 0.2%. Decide the purpose of the loan and your repayment plan before sharing any details with a Abbeville lender. A larger market lies at Greenwood, SC about 13 miles away.
Abbeville: population, trend and location
Only a few things actually differ by place — population, area, location, and the South Carolina rules a lender must follow — and they are below.
- Population: 4,863 people, a figure that places Abbeville 67th among the 271 Census places in South Carolina (US Census Bureau, Vintage 2023).
- Population trend: About 0.2% below the 2020 Census base.
- People gained or lost: about 8 fewer since the 2020 base.
- Size percentile: roughly 75% of South Carolina's places have fewer residents than Abbeville's 4,863.
- Population density: about 782 people per square mile across 6.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Abbeville ranks 66th among South Carolina's 271 places, at 6.2 sq mi.
- Water area rank: Abbeville ranks 113th among South Carolina's 271 places, with 0.01 sq mi.
- State population share: Abbeville accounts for about 0.2% of everyone in South Carolina.
- Nationally: Abbeville is the 4,910th-largest of 19,457 Census places in the dataset.
- Growth rank: Abbeville's 2020-to-2023 change ranks 161st of 271 places in South Carolina.
- State comparison: South Carolina's places average +2.6% for 2020-to-2023, against Abbeville's 0.2%.
- Density rank: Abbeville places 108th among South Carolina's places by people per square mile.
- Density vs South Carolina: Abbeville's 782 people per square mile compare with a state median of 584.
- Location: 34.1785, -82.3777 (Census Gazetteer coordinates).
- Nearest larger cities: Greenwood (13 mi); Anderson (28 mi); Laurens (30 mi); Clinton (36 mi); Fountain Inn (37 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Hodges (11 mi); Due West (11 mi); Donalds (14 mi).
- Smaller neighbours: 55 places smaller than Abbeville sit within 50 miles.
- Larger places within 100 miles: 79.
Borrowing reach in Abbeville
Abbeville is moderately settled, with about 782 people per square mile and 14 larger places within 50 miles. Lenders licensed in South Carolina reach Abbeville's 4,863 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Greenwood, SC about 13 miles away.
Abbeville in state context
Among South Carolina's 271 places, Abbeville sits at 67th for population, a share of roughly 0.2% of the state. On the 2020-to-2023 trend, Abbeville stands 161st among South Carolina's 271 places — roughly the 41th percentile. Its roughly 782 residents per square mile place it 108th among South Carolina's places. Within 50 miles sit 55 smaller Census places, alongside the 14 that are larger.
How personal loans work in Abbeville
A Abbeville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 4,863 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Abbeville. The term you choose in Abbeville decides the split between a comfortable payment and the total interest you pay.
Abbeville on the map
Abbeville's land area is about 6.2 square miles; a further 0.01 square miles is water. That land carries about 782 people per square mile. The state's population centre of gravity, Charleston, is roughly 167 miles away. A 50-mile radius around Abbeville takes in 14 places that are larger. Within the same 50 miles lie 55 smaller Census places.
What South Carolina law requires in Abbeville
The rows below set out what a licensed lender must follow in South Carolina, and so for Abbeville's roughly 4,863 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points). Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Payday lending status | Legal for licensed deferred presentment providers; max $550 advanced at one time; fee limited to 15% of principal; term up to 31 days; 2025 repeal bill S.379 introduced but not enacted. Source says: "The total amount advanced by a licensee to any customer at one time for deferred presentment or deposit may not exceed five hundred fifty dollars" (34-39-180(B)); fees capped at "fifteen percent of the principal amount of the transaction" (34-39-180(E)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
Common questions
What are my options in Abbeville if my credit is poor?
What loan size can I expect in Abbeville?
Do I have to pledge anything to borrow in Abbeville?
Does comparing loans in Abbeville cost me credit score points?
Nearby places
- Due West, SC — population 1,216
- Hodges, SC — population 163
- Donalds, SC — population 322
- Troy, SC — population 87
- Greenwood, SC — population 22,498
- Calhoun Falls, SC — population 1,730
- Ware Shoals, SC — population 1,703
- Honea Path, SC — population 3,848