Personal loans in Donalds, SC
When South Carolina caps or restricts a product, lenders either change the terms or withdraw it from Donalds as from the rest of the state.
Donalds, South Carolina — home to about 322 people — is a small community, so the terms you are offered follow South Carolina law rather than any local rule. Donalds ranks 209th of 271 places in South Carolina, with a population near 322. Between the 2020 Census base and the 2023 estimate, Donalds's population barely changed. Pull your credit reports and line up at least three offers before you apply from Donalds. Borrowers who want a bigger city can look to Due West, SC about 4 miles away.
The Donalds data picture
Donalds is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 322 residents, 209th of 271 places in South Carolina (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is under a tenth of a percent.
- Size percentile: roughly 23% of South Carolina places rank below Donalds.
- Land and density: 0.8 square miles of land carry roughly 387 residents per square mile.
- Land area: Donalds covers 0.8 square miles, the 237th-largest area among South Carolina's 271 places.
- Share of South Carolina: Donalds holds about 0.0% of the state's population, some 322 people.
- Nationally: Donalds is the 14,864th-largest of 19,457 Census places in the dataset.
- Growth in South Carolina: Donalds stands 155th by percentage change from 2020 to 2023, among 271 places.
- Against the state trend: Donalds's 0.0% change compares with a South Carolina average of +2.6% across its 271 places.
- Density in South Carolina: Donalds ranks 173rd by people per square mile.
- Density in context: Donalds's 387 people per square mile sit against a South Carolina median of 584.
- Location: coordinates 34.3745, -82.3432 (US Census Bureau Gazetteer).
- Nearest larger cities: Due West (4 mi); Ware Shoals (6 mi); Honea Path (6 mi); Belton (13 mi); Abbeville (14 mi). Lenders licensed in the state serve Donalds whether or not they keep a local branch.
- Nearest smaller towns: Hodges (8 mi); Waterloo (16 mi); Starr (20 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 11 smaller Census places.
- At 100 miles: 265 larger Census places fall inside that radius.
What shapes a Donalds personal loan
In Donalds, a small community of about 322, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Donalds loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Donalds loan is knowable in advance — unlike a revolving card balance.
How South Carolina law applies in Donalds
South Carolina has no separate rate rule for Donalds; the sourced rows below are what reach every lender that serves its 322 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Supervised loan threshold (state-specific rule) | Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances. Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points). Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
Where Donalds sits in South Carolina
Within South Carolina, Donalds holds roughly 0.0% of all residents, the 209th-largest share among 271 places. On the 2020-to-2023 trend, Donalds stands 155th among South Carolina's 271 places — roughly the 43th percentile. Its roughly 387 residents per square mile place it 173rd among South Carolina's places. Between 2020 and 2023 the count changed by roughly 0 residents.
Steps to take before a Donalds loan
Before you apply in Donalds, a community of about 322, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the South Carolina regulator's licence records before you sign.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
In Donalds as elsewhere in South Carolina, the written terms — not the advertisement — are what count for its 322 residents.
Where Donalds sits
The Census Gazetteer records about 0.8 square miles of land within Donalds, with no significant water area listed. Spread across it are roughly 387 residents per square mile. Charleston, the largest place in South Carolina, is about 173 miles from Donalds. Counting outward 50 miles, 65 larger communities surround Donalds. The 100-mile radius contains 265 larger places.
Common questions
What are my options in Donalds if my credit is poor?
What loan size can I expect in Donalds?
Do I have to pledge anything to borrow in Donalds?
Does comparing loans in Donalds cost me credit score points?
Nearby places
- Due West, SC — population 1,216
- Honea Path, SC — population 3,848
- Ware Shoals, SC — population 1,703
- Hodges, SC — population 163
- Abbeville, SC — population 4,863
- Belton, SC — population 4,511
- Greenwood, SC — population 22,498
- Williamston, SC — population 4,219