Personal loans in Due West, SC
For practical purposes, Due West's population was stable from the 2020 base to the 2023 estimate. Due West ranks 143rd of 271 places in South Carolina, with a population near 1,216.
In Due West, one of 271 Census places in South Carolina, the figure to compare across lenders is the APR, not the advertised rate. Work out your debt-to-income ratio first; lenders weigh it heavily, and Due West's 1,216 residents are no exception. Lenders active in Due West report to a South Carolina supervisor, identified in the sourced rows below. Borrowers who want a bigger city can look to Honea Path, SC about 8 miles away.
Due West: population, trend and location
Read the local figures below as context; read the sourced South Carolina table as the rulebook a lender here must follow.
- Population: the Census counts 1,216 residents in Due West (Vintage 2023 subcounty estimate), the 143rd-largest figure among South Carolina's 271 places.
- Population trend: Stable from the 2020 base to 2023.
- Size percentile: about 47% of South Carolina communities are smaller than Due West (1,216 residents).
- Population density: about 744 people per square mile (Census land area 1.6 sq mi).
- Land area rank: Due West's 1.6 square miles rank 180th of 271 places in South Carolina.
- Within South Carolina: about 0.1% of the state's population lives in Due West.
- National rank: Due West is 9,495th of 19,457 places nationwide.
- Growth rank: Due West ranks 154th among South Carolina's 271 places for the 2020-to-2023 change.
- Against the state trend: Due West's 0.0% change compares with a South Carolina average of +2.6% across its 271 places.
- Density rank: Due West places 114th among South Carolina's places by people per square mile.
- Density in context: Due West's 744 people per square mile sit against a South Carolina median of 584.
- Location: 34.3348, -82.3903 (US Census Bureau Gazetteer).
- Nearest larger cities: Honea Path (8 mi); Ware Shoals (9 mi); Abbeville (11 mi); Belton (14 mi); Greenwood (17 mi). Larger metros often have more branches, but online lenders reach Due West on the same terms.
- Smaller communities within reach: Donalds (4 mi); Hodges (9 mi); Iva (16 mi).
- Smaller places within 50 miles: 28 of them.
- Within 100 miles: 179 places are larger than Due West.
Land, water and location for Due West
Inside Due West's boundaries lie about 1.6 square miles of land, with no significant water area recorded. With 1,216 residents, the land area yields roughly 744 people per square mile. Charleston, the largest place in South Carolina, is about 174 miles from Due West. Counting outward 50 miles, 46 larger communities surround Due West. By land area it ranks 180th of 271 South Carolina places.
How South Carolina law applies in Due West
When South Carolina does not publish a figure, the row links to the source instead of inventing a number; Due West is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Supervised loan threshold (state-specific rule) | Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances. Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points). Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
A practical checklist for Due West borrowers
Before you hand your details to a lender in Due West, where the population is near 1,216:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the South Carolina regulator's licence list.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
The process is identical across South Carolina; what changes is your credit file, not the fact that Due West holds 1,216 people.
Due West against the rest of South Carolina
Against South Carolina's other places, Due West accounts for about 0.1% of the state's population and ranks 143rd of 271 by size. Its 2020-to-2023 change ranks 154th of 271 South Carolina places, putting it near the 43th percentile for growth. By density, at about 744 people per square mile, it ranks 114th in South Carolina. Within 50 miles sit 28 smaller Census places, alongside the 46 that are larger.
Borrowing reach in Due West
Due West is a moderately settled community of about 1,216 people, with 46 larger places inside a 50-mile radius. Lenders licensed in South Carolina reach Due West's 1,216 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Honea Path, SC about 8 miles away.
Common questions
What are my options in Due West if my credit is poor?
What loan size can I expect in Due West?
Do I have to pledge anything to borrow in Due West?
Does comparing loans in Due West cost me credit score points?
Nearby places
- Donalds, SC — population 322
- Honea Path, SC — population 3,848
- Hodges, SC — population 163
- Ware Shoals, SC — population 1,703
- Abbeville, SC — population 4,863
- Belton, SC — population 4,511
- Iva, SC — population 1,174
- Greenwood, SC — population 22,498