Personal loans in Hartsville, SC

Where Hartsville stands

What follows is Hartsville's place in the Census record, alongside the South Carolina rules that govern a personal loan made here.

• Population: a Census-estimated 7,399, 52nd among South Carolina's 271 places (Vintage 2023).
• Population trend: Down about 0.6% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 42 fewer since the 2020 base.
• Size percentile: roughly 81% of South Carolina's places have fewer residents than Hartsville's 7,399.
• Population density: about 1,230 people per square mile (Census land area 6.0 sq mi).
• Land area: Hartsville covers 6.0 square miles, the 68th-largest area among South Carolina's 271 places.
• Water: Hartsville holds about 0.01 square miles, the 119th-largest water area in South Carolina.
• Within South Carolina: about 0.4% of the state's population lives in Hartsville.
• National standing: Hartsville ranks 3,860th of 19,457 US places.
• Growth in South Carolina: Hartsville stands 167th by percentage change from 2020 to 2023, among 271 places.
• Versus South Carolina: the state average change is +2.6%, while Hartsville moved 0.6%.
• Density rank: Hartsville places 48th among South Carolina's places by people per square mile.
• Density in context: Hartsville's 1,230 people per square mile sit against a South Carolina median of 584.
• Location: coordinates 34.3660, -80.0833 (US Census Bureau Gazetteer).
• Nearest larger cities: Florence (21 mi); Camden (31 mi); Sumter (34 mi); Rockingham (44 mi); Laurinburg (44 mi). Larger metros often have more branches, but online lenders reach Hartsville on the same terms.
• Nearest smaller places: McBee (12 mi); Darlington (13 mi); Lamar (14 mi).
• Smaller neighbours: 54 places smaller than Hartsville sit within 50 miles.
• At 100 miles: 60 larger Census places fall inside that radius.

Which South Carolina laws govern a loan in Hartsville

The rows below set out what a licensed lender must follow in South Carolina, and so for Hartsville's roughly 7,399 residents.

What a Hartsville borrower is actually offered

In Hartsville, a small town of about 7,399, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Hartsville lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Hartsville loan but raises total interest, so the smallest payment is not the cheapest loan.

The geography behind Hartsville

The Census Gazetteer records 6.0 square miles of land and 0.01 square miles of water within Hartsville. The resulting density is about 1,230 people per square mile. The largest place in South Carolina, Charleston, lies about 106 miles away. Counting outward 50 miles, 6 larger communities surround Hartsville. Within the same 50 miles lie 54 smaller Census places.

Hartsville against the rest of South Carolina

Among South Carolina's 271 places, Hartsville sits at 52nd for population, a share of roughly 0.4% of the state. For population change between 2020 and 2023, Hartsville ranks 167th of 271 in South Carolina (about the 38th percentile). Its roughly 1,230 residents per square mile place it 48th among South Carolina's places. By land area, its 6.0 square miles rank 68th of 271 places in South Carolina.

How lenders reach Hartsville

At roughly 1,230 people per square mile, Hartsville is moderately settled; 6 larger places lie within 50 miles. A South Carolina licence lets a lender serve Hartsville without a local office, so branch density does not change what its 7,399 residents are offered. The nearest larger city, Florence, SC about 21 miles away.