Personal loans in Society Hill, SC
In Society Hill, one of 271 Census places in South Carolina, the figure to compare across lenders is the APR, not the advertised rate. The Census counts 430 people in Society Hill, the 198th-largest figure among South Carolina's 271 places.
Borrowers who want a bigger city can look to Bennettsville, SC about 13 miles away. A 2020-to-2023 comparison shows Society Hill down by about 1.4%. Every figure below is South Carolina's own, applied to Society Hill's 430 residents, with the publisher and retrieval date attached. Compare APR, not the interest rate, because the APR folds in most fees on a Society Hill loan.
Society Hill: population, trend and location
What follows is Society Hill's place in the Census record, alongside the South Carolina rules that govern a personal loan made here.
- Population: about 430 people live here, which puts Society Hill 198th of 271 Census places in South Carolina (Vintage 2023).
- Population trend: Roughly 1.4% fewer residents than the 2020 Census counted.
- People gained or lost: about 6 fewer since the 2020 base.
- Size percentile: roughly 27% of South Carolina places rank below Society Hill.
- Population density: 200 people per square mile on 2.1 square miles of land.
- By land area: Society Hill ranks 154th among South Carolina's 271 places, at 2.1 sq mi.
- Share of state population: Society Hill's 430 residents are about 0.0% of South Carolina.
- Nationally: Society Hill is the 13,789th-largest of 19,457 Census places in the dataset.
- Growth rank: Society Hill ranks 196th among South Carolina's 271 places for the 2020-to-2023 change.
- State comparison: South Carolina's places average +2.6% for 2020-to-2023, against Society Hill's 1.4%.
- Density rank: Society Hill places 215th among South Carolina's places by people per square mile.
- Density in context: Society Hill's 200 people per square mile sit against a South Carolina median of 584.
- Location: 34.5098, -79.8535 (US Census Bureau Gazetteer).
- Nearest larger cities: Bennettsville (13 mi); Cheraw (13 mi); Darlington (14 mi); Hartsville (16 mi); Clio (18 mi). Lenders licensed in the state serve Society Hill whether or not they keep a local branch.
- Smaller towns nearby: Blenheim (11 mi); Patrick (12 mi); Tatum (18 mi).
- Within a 50-mile radius: 21 smaller Census places.
- At 100 miles: 235 larger Census places fall inside that radius.
Land, water and location for Society Hill
Inside Society Hill's boundaries lie about 2.1 square miles of land, with no significant water area recorded. Spread across it are roughly 200 residents per square mile. The state's population centre of gravity, Charleston, is roughly 116 miles away. A 50-mile radius around Society Hill takes in 54 places that are larger. Within the same 50 miles lie 21 smaller Census places.
Before you apply in Society Hill
Before you hand your details to a lender in Society Hill, where the population is near 430:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the South Carolina regulator's licence list.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
In Society Hill as elsewhere in South Carolina, the written terms — not the advertisement — are what count for its 430 residents.
Lender access in Society Hill
Society Hill is a lightly settled community of about 430 people, with 54 larger places inside a 50-mile radius. Whether Society Hill has a local branch or not, a South Carolina-licensed lender can serve its 430 people online on the same terms. The nearest larger city, Bennettsville, SC about 13 miles away.
The state rulebook for Society Hill
These are South Carolina's sourced lending facts as they reach Society Hill's 430 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Supervised loan threshold (state-specific rule) | Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances. Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points). Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
How Society Hill compares across South Carolina
Society Hill is the 198th-largest of 271 Census places in South Carolina and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 196th of 271 South Carolina places, putting it near the 28th percentile for growth. At about 200 people per square mile, Society Hill is the 215th most densely settled place in South Carolina. By land area, its 2.1 square miles rank 154th of 271 places in South Carolina.
Common questions
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Nearby places
- Cheraw, SC — population 4,995
- Blenheim, SC — population 110
- Patrick, SC — population 281
- Bennettsville, SC — population 6,540
- Darlington, SC — population 6,057
- Hartsville, SC — population 7,399
- Tatum, SC — population 71
- Quinby, SC — population 905