Personal loans in Bethune, SC
Bethune is a small community of about 331 residents, and a personal loan taken out here is governed by South Carolina statute. About 331 people live in Bethune, placing it 208th of 271 Census places in South Carolina.
The 2020 count to the 2023 estimate shows about 5.4% growth in Bethune. Pull your credit reports and line up at least three offers before you apply from Bethune. The closest larger city is McBee, SC about 6 miles away. When South Carolina caps or restricts a product, lenders either change the terms or withdraw it from Bethune as from the rest of the state.
Bethune by the numbers
Only a few things actually differ by place — population, area, location, and the South Carolina rules a lender must follow — and they are below.
- Population: about 331 people live here, which puts Bethune 208th of 271 Census places in South Carolina (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 5.4%.
- Absolute change: 17 residents added between 2020 and 2023.
- Size percentile: bigger than about 23% of the places in South Carolina, with 331 residents in Bethune.
- Density: the Census land area of 1.1 sq mi holds about 300 people per square mile.
- Land area: Bethune covers 1.1 square miles, the 205th-largest area among South Carolina's 271 places.
- Share of state population: Bethune's 331 residents are about 0.0% of South Carolina.
- National rank: Bethune is the 14,778th most populous of the 19,457 Census places covered here.
- Growth rank: Bethune ranks 56th among South Carolina's 271 places for the 2020-to-2023 change.
- State comparison: South Carolina's places average +2.6% for 2020-to-2023, against Bethune's 5.4%.
- Density rank: Bethune is the 189th most densely settled place in South Carolina.
- Density vs South Carolina: Bethune's 300 people per square mile compare with a state median of 584.
- Location: mapped by the US Census Bureau at 34.4142, -80.3487.
- Nearest larger cities: McBee (6 mi); Bishopville (15 mi); Hartsville (15 mi); Kershaw (16 mi); Jefferson (17 mi). Larger metros often have more branches, but online lenders reach Bethune on the same terms.
- Smaller communities within reach: Patrick (21 mi); Ruby (25 mi); Mount Croghan (26 mi).
- Smaller places within 50 miles: 11 of them.
- At 100 miles: 257 larger Census places fall inside that radius.
The Bethune borrowing checklist
These steps shape the offer you get in Bethune, a place of about 331 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the South Carolina regulator's licence records before you sign.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
The process is identical across South Carolina; what changes is your credit file, not the fact that Bethune holds 331 people.
Where Bethune sits
The Census Gazetteer records about 1.1 square miles of land within Bethune, with no significant water area listed. The resulting density is about 300 people per square mile. Charleston, the largest place in South Carolina, is about 112 miles from Bethune. Counting outward 50 miles, 56 larger communities surround Bethune. By land area it ranks 205th of 271 South Carolina places.
Which South Carolina laws govern a loan in Bethune
Read the table as a lender's compliance picture for Bethune: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Payday lending status | Legal for licensed deferred presentment providers; max $550 advanced at one time; fee limited to 15% of principal; term up to 31 days; 2025 repeal bill S.379 introduced but not enacted. Source says: "The total amount advanced by a licensee to any customer at one time for deferred presentment or deposit may not exceed five hundred fifty dollars" (34-39-180(B)); fees capped at "fifteen percent of the principal amount of the transaction" (34-39-180(E)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Finance Division licenses and regulates companies making consumer loans with APRs exceeding 12% (Title 37 Consumer Protection Code; Consumer Finance Act, Title 34, ch. 29). Source says: "The Consumer Finance Division (CFD) licenses and regulates the business activities of all companies... that make consumer loans which have annual percentage rates exceeding 12%." | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
Lender access in Bethune
At roughly 300 people per square mile, Bethune is lightly settled; 56 larger places lie within 50 miles. Distance to a branch rarely matters for Bethune's 331 residents: the application is online and the price follows your credit file. The nearest larger city, McBee, SC about 6 miles away.
Bethune against the rest of South Carolina
Set beside South Carolina's 271 places, Bethune ranks 208th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Bethune stands 56th among South Carolina's 271 places — roughly the 79th percentile. Its roughly 300 residents per square mile place it 189th among South Carolina's places. By land area, its 1.1 square miles rank 205th of 271 places in South Carolina.
Common questions
What are my options in Bethune if my credit is poor?
What loan size can I expect in Bethune?
Do I have to pledge anything to borrow in Bethune?
Does comparing loans in Bethune cost me credit score points?
Nearby places
- McBee, SC — population 787
- Bishopville, SC — population 2,862
- Jefferson, SC — population 781
- Hartsville, SC — population 7,399
- Kershaw, SC — population 1,905
- Camden, SC — population 8,431
- Patrick, SC — population 281
- Pageland, SC — population 2,504