Personal loans in Pageland, SC
Census figures put the 2020-to-2023 increase in Pageland at about 1.1%. An estimated 2,504 people make their home in Pageland, a figure that ranks 100th in South Carolina.
The roughly 2,504 people who live in Pageland borrow under South Carolina rules; city hall sets no personal-loan rate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Pageland loan. A lender that serves Pageland operates under South Carolina lending statutes and a South Carolina supervisor. A larger market lies at Marshville, NC about 15 miles away.
Pageland: population, trend and location
What follows is Pageland's place in the Census record, alongside the South Carolina rules that govern a personal loan made here.
- Population: a Census-estimated 2,504, 100th among South Carolina's 271 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 1.1%.
- People gained or lost: about 27 more since the 2020 base.
- Size percentile: with 2,504 residents, Pageland is larger than about 63% of South Carolina's Census places.
- Density: roughly 516 residents per square mile, spread over 4.9 sq mi of land.
- Land area: Pageland covers 4.9 square miles, the 79th-largest area among South Carolina's 271 places.
- Water: Pageland holds about 0.04 square miles, the 78th-largest water area in South Carolina.
- Within South Carolina: about 0.1% of the state's population lives in Pageland.
- National rank: Pageland is the 6,835th most populous of the 19,457 Census places covered here.
- Growth rank: Pageland's 2020-to-2023 change ranks 128th of 271 places in South Carolina.
- State comparison: South Carolina's places average +2.6% for 2020-to-2023, against Pageland's 1.1%.
- Density rank: Pageland places 150th among South Carolina's places by people per square mile.
- Against the state median: Pageland runs about 516 residents per square mile, where the South Carolina median is 584.
- Location: 34.7701 / -80.3857, per the US Census Bureau Gazetteer.
- Nearest larger cities: Marshville (15 mi); Wingate (15 mi); Monroe (19 mi); Mineral Springs (21 mi); Wadesboro (22 mi). Larger metros often have more branches, but online lenders reach Pageland on the same terms.
- Nearest smaller places: Jefferson (8 mi); Mount Croghan (9 mi); Ruby (12 mi).
- Smaller neighbours: 44 places smaller than Pageland sit within 50 miles.
- At 100 miles: 152 larger Census places fall inside that radius.
How lenders reach Pageland
With about 516 residents per square mile, Pageland is moderately settled, and 39 larger Census places sit within 50 miles. Whether Pageland has a local branch or not, a South Carolina-licensed lender can serve its 2,504 people online on the same terms. The nearest larger city, Marshville, NC about 15 miles away.
The state rulebook for Pageland
South Carolina has no separate rate rule for Pageland; the sourced rows below are what reach every lender that serves its 2,504 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Supervised loan threshold (state-specific rule) | Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances. Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points). Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
How a Pageland personal loan is priced
In Pageland, a small community of about 2,504, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Pageland loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Pageland loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Pageland in state context
Pageland is the 100th-largest of 271 Census places in South Carolina and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 128th of 271 South Carolina places, putting it near the 53th percentile for growth. Its roughly 516 residents per square mile place it 150th among South Carolina's places. By land area, its 4.9 square miles rank 79th of 271 places in South Carolina.
A pre-application checklist for Pageland
Before you apply in Pageland, a community of about 2,504, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the South Carolina regulator's licence records before you sign.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
None of these steps is Pageland-specific: the same South Carolina licensing and disclosure rules reach all 2,504 residents.
Common questions
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Nearby places
- Jefferson, SC — population 781
- Mount Croghan, SC — population 133
- Ruby, SC — population 321
- Marshville, NC — population 2,660
- Wingate, NC — population 4,342
- Peachland, NC — population 386
- Monroe, NC — population 37,797
- Polkton, NC — population 2,268