Personal loans in Bishopville, SC
For the 2,862 people in Bishopville, South Carolina runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Bishopville is home to roughly 2,862 people and stands 92nd by size out of 271 Census places in South Carolina. The first question in Bishopville is not the rate on offer but whether the payment fits; about 2,862 people live here under South Carolina lending law. Bishopville shed about 5.1% of its population between the 2020 base and the 2023 estimate. Verify the lender's South Carolina licence against the regulator named below before borrowing in Bishopville. A larger market lies at Hartsville, SC about 14 miles away.
Local context for Bishopville
Here is the sourced Census picture for Bishopville, plus the South Carolina lending rules that apply to a loan taken out here.
- Population: the Census counts 2,862 residents in Bishopville (Vintage 2023 subcounty estimate), the 92nd-largest figure among South Carolina's 271 places.
- Population trend: Down about 5.1% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 154 fewer people than the 2020 Census counted.
- Size percentile: about 66% of South Carolina communities are smaller than Bishopville (2,862 residents).
- Land and density: 2.3 square miles of land carry roughly 1,225 residents per square mile.
- By land area: Bishopville ranks 150th among South Carolina's 271 places, at 2.3 sq mi.
- Water area: Bishopville has 0.03 square miles of water, ranking 85th of 271 places in South Carolina.
- Share of state population: Bishopville's 2,862 residents are about 0.1% of South Carolina.
- National standing: Bishopville ranks 6,421st of 19,457 US places.
- Growth in South Carolina: Bishopville stands 263rd by percentage change from 2020 to 2023, among 271 places.
- Against the state trend: Bishopville's 5.1% change compares with a South Carolina average of +2.6% across its 271 places.
- Density rank: Bishopville places 49th among South Carolina's places by people per square mile.
- Density vs South Carolina: Bishopville's 1,225 people per square mile compare with a state median of 584.
- Location: mapped by the US Census Bureau at 34.2201, -80.2474.
- Nearest larger cities: Hartsville (14 mi); Camden (21 mi); Sumter (21 mi); Darlington (22 mi); Florence (26 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Lamar (11 mi); Bethune (15 mi); Lynchburg (15 mi).
- Smaller places within 50 miles: 39 of them.
- Within 100 miles: 111 places are larger than Bishopville.
South Carolina consumer-lending rules applied in Bishopville
Read the table as a lender's compliance picture for Bishopville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Supervised loan threshold (state-specific rule) | Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances. Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points). Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
Where Bishopville sits
Inside Bishopville's boundaries lie roughly 2.3 square miles of land and 0.03 square miles of water. Spread across it are roughly 1,225 residents per square mile. The largest place in South Carolina, Charleston, lies about 97 miles away. Within 50 miles of Bishopville there are 17 larger Census places. By land area it ranks 150th of 271 South Carolina places.
Borrowing reach in Bishopville
At roughly 1,225 people per square mile, Bishopville is moderately settled; 17 larger places lie within 50 miles. Whether Bishopville has a local branch or not, a South Carolina-licensed lender can serve its 2,862 people online on the same terms. The nearest larger city, Hartsville, SC about 14 miles away.
How personal loans work in Bishopville
Bishopville is a small community of about 2,862 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Bishopville lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Bishopville loan but raises total interest, so the smallest payment is not the cheapest loan.
Bishopville against the rest of South Carolina
Bishopville is the 92nd-largest of 271 Census places in South Carolina and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Bishopville stands 263rd among South Carolina's 271 places — roughly the 3th percentile. Its roughly 1,225 residents per square mile place it 49th among South Carolina's places. In land area, Bishopville ranks 150th among South Carolina's 271 places.
Common questions
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Nearby places
- Lamar, SC — population 843
- Bethune, SC — population 331
- Hartsville, SC — population 7,399
- Lynchburg, SC — population 308
- Mayesville, SC — population 544
- McBee, SC — population 787
- Sumter, SC — population 42,766
- Timmonsville, SC — population 2,105