Personal loans in Bishopville, SC

For the 2,862 people in Bishopville, South Carolina runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Bishopville is home to roughly 2,862 people and stands 92nd by size out of 271 Census places in South Carolina. The first question in Bishopville is not the rate on offer but whether the payment fits; about 2,862 people live here under South Carolina lending law. Bishopville shed about 5.1% of its population between the 2020 base and the 2023 estimate. Verify the lender's South Carolina licence against the regulator named below before borrowing in Bishopville. A larger market lies at Hartsville, SC about 14 miles away.

Local context for Bishopville

Here is the sourced Census picture for Bishopville, plus the South Carolina lending rules that apply to a loan taken out here.

South Carolina consumer-lending rules applied in Bishopville

Read the table as a lender's compliance picture for Bishopville: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorSouth Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance)
Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading).
South Carolina State Board of Financial Institutions - Consumer Finance Division
as of 2026-09-16
Supervised loan threshold (state-specific rule)Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances.
Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)).
South Carolina Legislature (S.C. Code of Laws)
as of 2026-09-16
Maximum legal interest rate (usury cap)8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points).
Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)).
South Carolina Legislature (S.C. Code of Laws)
as of 2026-09-16

Where Bishopville sits

Inside Bishopville's boundaries lie roughly 2.3 square miles of land and 0.03 square miles of water. Spread across it are roughly 1,225 residents per square mile. The largest place in South Carolina, Charleston, lies about 97 miles away. Within 50 miles of Bishopville there are 17 larger Census places. By land area it ranks 150th of 271 South Carolina places.

Borrowing reach in Bishopville

At roughly 1,225 people per square mile, Bishopville is moderately settled; 17 larger places lie within 50 miles. Whether Bishopville has a local branch or not, a South Carolina-licensed lender can serve its 2,862 people online on the same terms. The nearest larger city, Hartsville, SC about 14 miles away.

How personal loans work in Bishopville

Bishopville is a small community of about 2,862 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Bishopville lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Bishopville loan but raises total interest, so the smallest payment is not the cheapest loan.

Bishopville against the rest of South Carolina

Bishopville is the 92nd-largest of 271 Census places in South Carolina and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Bishopville stands 263rd among South Carolina's 271 places — roughly the 3th percentile. Its roughly 1,225 residents per square mile place it 49th among South Carolina's places. In land area, Bishopville ranks 150th among South Carolina's 271 places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Bishopville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bishopville is the same as anywhere in South Carolina.
What loan size can I expect in Bishopville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Bishopville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Bishopville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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