Personal loans in Mayesville, SC

If you are weighing a personal loan in Mayesville, start from the payment you can carry; its 544 residents face the same statewide rules.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Which products a lender may offer to Mayesville's 544 residents follows from the South Carolina consumer-lending framework. At about 544 residents, Mayesville is larger than roughly 31% of the places in South Carolina. Pull your credit reports and line up at least three offers before you apply from Mayesville. The trend for Mayesville between 2020 and 2023 is downward by roughly 1.1%. Borrowers who want a bigger city can look to Sumter, SC about 11 miles away.

Local context for Mayesville

Here is the sourced Census picture for Mayesville, plus the South Carolina lending rules that apply to a loan taken out here.

Which South Carolina laws govern a loan in Mayesville

For the roughly 544 residents of Mayesville, the rules below are South Carolina's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorSouth Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance)
Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading).
South Carolina State Board of Financial Institutions - Consumer Finance Division
as of 2026-09-16
Maximum legal interest rate (usury cap)8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points).
Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)).
South Carolina Legislature (S.C. Code of Laws)
as of 2026-09-16
Payday lending statusLegal for licensed deferred presentment providers; max $550 advanced at one time; fee limited to 15% of principal; term up to 31 days; 2025 repeal bill S.379 introduced but not enacted.
Source says: "The total amount advanced by a licensee to any customer at one time for deferred presentment or deposit may not exceed five hundred fifty dollars" (34-39-180(B)); fees capped at "fifteen percent of the principal amount of the transaction" (34-39-180(E)).
South Carolina Legislature (S.C. Code of Laws)
as of 2026-09-16

Where Mayesville sits in South Carolina

Mayesville is the 187th-largest of 271 Census places in South Carolina and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Mayesville stands 187th among South Carolina's 271 places — roughly the 31th percentile. Its roughly 531 residents per square mile place it 145th among South Carolina's places. Within 50 miles sit 18 smaller Census places, alongside the 35 that are larger.

What shapes a Mayesville personal loan

Most loans made to Mayesville's 544 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Mayesville's 544 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Mayesville decides the split between a comfortable payment and the total interest you pay.

What is available to Mayesville borrowers

With about 531 residents per square mile, Mayesville is moderately settled, and 35 larger Census places sit within 50 miles. A South Carolina licence lets a lender serve Mayesville without a local office, so branch density does not change what its 544 residents are offered. For a larger market, the closest option is Sumter, SC about 11 miles away.

Land, water and location for Mayesville

The Census Gazetteer records about 1.0 square miles of land within Mayesville, with no significant water area listed. Spread across it are roughly 531 residents per square mile. Charleston, the largest place in South Carolina, is about 81 miles from Mayesville. Within 50 miles of Mayesville there are 35 larger Census places. Within the same 50 miles lie 18 smaller Census places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Mayesville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Mayesville is the same as anywhere in South Carolina.
What loan size can I expect in Mayesville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Mayesville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Mayesville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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