Personal loans in Mayesville, SC
If you are weighing a personal loan in Mayesville, start from the payment you can carry; its 544 residents face the same statewide rules.
Which products a lender may offer to Mayesville's 544 residents follows from the South Carolina consumer-lending framework. At about 544 residents, Mayesville is larger than roughly 31% of the places in South Carolina. Pull your credit reports and line up at least three offers before you apply from Mayesville. The trend for Mayesville between 2020 and 2023 is downward by roughly 1.1%. Borrowers who want a bigger city can look to Sumter, SC about 11 miles away.
Local context for Mayesville
Here is the sourced Census picture for Mayesville, plus the South Carolina lending rules that apply to a loan taken out here.
- Population: the Census counts 544 residents in Mayesville (Vintage 2023 subcounty estimate), the 187th-largest figure among South Carolina's 271 places.
- Population trend: Lower by roughly 1.1% since the 2020 count.
- Net change: roughly 6 fewer people than the 2020 Census counted.
- Size percentile: Mayesville's 544 people outrank roughly 31% of the places in South Carolina.
- Land and density: 1.0 square miles of land carry roughly 531 residents per square mile.
- Land area: Mayesville covers 1.0 square miles, the 218th-largest area among South Carolina's 271 places.
- Within South Carolina: about 0.0% of the state's population lives in Mayesville.
- Nationally: Mayesville is the 12,813th-largest of 19,457 Census places in the dataset.
- Growth rank: Mayesville ranks 187th among South Carolina's 271 places for the 2020-to-2023 change.
- Versus South Carolina: the state average change is +2.6%, while Mayesville moved 1.1%.
- Density in South Carolina: Mayesville ranks 145th by people per square mile.
- Density in context: Mayesville's 531 people per square mile sit against a South Carolina median of 584.
- Location: mapped by the US Census Bureau at 33.9849, -80.2044.
- Nearest larger cities: Sumter (11 mi); Turbeville (13 mi); Lamar (15 mi); Bishopville (16 mi); Timmonsville (18 mi). Larger metros often have more branches, but online lenders reach Mayesville on the same terms.
- Nearest smaller places: Lynchburg (9 mi); Olanta (16 mi); Paxville (19 mi).
- Smaller neighbours: 18 places smaller than Mayesville sit within 50 miles.
- At 100 miles: 195 larger Census places fall inside that radius.
Which South Carolina laws govern a loan in Mayesville
For the roughly 544 residents of Mayesville, the rules below are South Carolina's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points). Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Payday lending status | Legal for licensed deferred presentment providers; max $550 advanced at one time; fee limited to 15% of principal; term up to 31 days; 2025 repeal bill S.379 introduced but not enacted. Source says: "The total amount advanced by a licensee to any customer at one time for deferred presentment or deposit may not exceed five hundred fifty dollars" (34-39-180(B)); fees capped at "fifteen percent of the principal amount of the transaction" (34-39-180(E)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
Where Mayesville sits in South Carolina
Mayesville is the 187th-largest of 271 Census places in South Carolina and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Mayesville stands 187th among South Carolina's 271 places — roughly the 31th percentile. Its roughly 531 residents per square mile place it 145th among South Carolina's places. Within 50 miles sit 18 smaller Census places, alongside the 35 that are larger.
What shapes a Mayesville personal loan
Most loans made to Mayesville's 544 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Mayesville's 544 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Mayesville decides the split between a comfortable payment and the total interest you pay.
What is available to Mayesville borrowers
With about 531 residents per square mile, Mayesville is moderately settled, and 35 larger Census places sit within 50 miles. A South Carolina licence lets a lender serve Mayesville without a local office, so branch density does not change what its 544 residents are offered. For a larger market, the closest option is Sumter, SC about 11 miles away.
Land, water and location for Mayesville
The Census Gazetteer records about 1.0 square miles of land within Mayesville, with no significant water area listed. Spread across it are roughly 531 residents per square mile. Charleston, the largest place in South Carolina, is about 81 miles from Mayesville. Within 50 miles of Mayesville there are 35 larger Census places. Within the same 50 miles lie 18 smaller Census places.
Common questions
What are my options in Mayesville if my credit is poor?
What loan size can I expect in Mayesville?
Do I have to pledge anything to borrow in Mayesville?
Does comparing loans in Mayesville cost me credit score points?
Nearby places
- Lynchburg, SC — population 308
- Sumter, SC — population 42,766
- Turbeville, SC — population 746
- Lamar, SC — population 843
- Bishopville, SC — population 2,862
- Olanta, SC — population 542
- Paxville, SC — population 229
- Manning, SC — population 3,802