Personal loans in Turbeville, SC

A lender serving Turbeville holds a South Carolina licence and answers to a South Carolina regulator; no city office is involved for its 746 residents.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Census counts 746 people in Turbeville, the 172nd-largest figure among South Carolina's 271 places. Turbeville lost roughly 2.4% of its population across the 2020-to-2023 comparison. A single loan can carry different costs on either side of a state line, and Turbeville sits on the South Carolina side of that line. Work out your debt-to-income ratio first; lenders weigh it heavily, and Turbeville's 746 residents are no exception. The closest larger city is Lake City, SC about 15 miles away.

Turbeville by the numbers

Set out below is Turbeville's local context next to the state-level rules that reach every lender here.

Borrowing reach in Turbeville

Turbeville is moderately settled, with about 557 people per square mile and 28 larger places within 50 miles. Lenders licensed in South Carolina reach Turbeville's 746 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Lake City, SC about 15 miles away.

Where Turbeville sits in South Carolina

Within South Carolina, Turbeville holds roughly 0.0% of all residents, the 172nd-largest share among 271 places. On the 2020-to-2023 trend, Turbeville stands 219th among South Carolina's 271 places — roughly the 19th percentile. By density, at about 557 people per square mile, it ranks 142nd in South Carolina. Between 2020 and 2023 the count changed by roughly 18 residents.

South Carolina consumer-lending rules applied in Turbeville

For the roughly 746 residents of Turbeville, the rules below are South Carolina's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorSouth Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance)
Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading).
South Carolina State Board of Financial Institutions - Consumer Finance Division
as of 2026-09-16
Payday lending statusLegal for licensed deferred presentment providers; max $550 advanced at one time; fee limited to 15% of principal; term up to 31 days; 2025 repeal bill S.379 introduced but not enacted.
Source says: "The total amount advanced by a licensee to any customer at one time for deferred presentment or deposit may not exceed five hundred fifty dollars" (34-39-180(B)); fees capped at "fifteen percent of the principal amount of the transaction" (34-39-180(E)).
South Carolina Legislature (S.C. Code of Laws)
as of 2026-09-16
Small-loan / installment lender licensingConsumer Finance Division licenses and regulates companies making consumer loans with APRs exceeding 12% (Title 37 Consumer Protection Code; Consumer Finance Act, Title 34, ch. 29).
Source says: "The Consumer Finance Division (CFD) licenses and regulates the business activities of all companies... that make consumer loans which have annual percentage rates exceeding 12%."
South Carolina State Board of Financial Institutions - Consumer Finance Division
as of 2026-09-16

Land, water and location for Turbeville

Turbeville's land area is roughly 1.3 square miles, and the Gazetteer records no significant water area within it. That land carries about 557 people per square mile. Charleston, the largest place in South Carolina, is about 73 miles from Turbeville. Within 50 miles of Turbeville there are 28 larger Census places. The 100-mile radius contains 162 larger places.

How a Turbeville personal loan is priced

In Turbeville, a small community of about 746, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Turbeville can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Turbeville loan is knowable in advance — unlike a revolving card balance.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Turbeville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Turbeville is the same as anywhere in South Carolina.
What loan size can I expect in Turbeville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Turbeville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Turbeville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related