Personal loans in Harlem, MT

At about 756 residents, Harlem is larger than roughly 46% of the places in Montana. The nearest larger metro is Chinook, MT about 21 miles away. When Montana caps or restricts a product, lenders either change the terms or withdraw it from Harlem as from the rest of the state. Judge Harlem offers on total cost, not on how quickly the money arrives.

Harlem: population, trend and location

Only a few things actually differ by place — population, area, location, and the Montana rules a lender must follow — and they are below.

• Population: about 756, ranked 68th of 127 places in Montana (Census Vintage 2023 subcounty estimate).
• Population trend: About 2.2% below the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a loss of about 17 residents.
• Size percentile: roughly 46% of Montana places rank below Harlem.
• Population density: 1,809 people per square mile on 0.4 square miles of land.
• By land area: Harlem ranks 100th among Montana's 127 places, at 0.4 sq mi.
• Share of state population: Harlem's 756 residents are about 0.1% of Montana.
• Nationally: Harlem is the 11,433rd-largest of 19,457 Census places in the dataset.
• Growth rank: Harlem ranks 109th among Montana's 127 places for the 2020-to-2023 change.
• Against the state trend: Harlem's 2.2% change compares with a Montana average of +3.8% across its 127 places.
• Density rank: Harlem places 26th among Montana's places by people per square mile.
• Density in context: Harlem's 1,809 people per square mile sit against a Montana median of 1,071.
• Location: 48.5319, -108.7847 (Census Gazetteer coordinates).
• Nearest larger cities: Chinook (21 mi); Havre (41 mi); Malta (44 mi); Fort Benton (99 mi); Chester (100 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Dodson (26 mi); Big Sandy (66 mi); Saco (66 mi).
• Within a 50-mile radius: 1 smaller Census places.
• Within 100 miles: 5 places are larger than Harlem.

How Harlem compares across Montana

Harlem is the 68th-largest of 127 Census places in Montana and contains about 0.1% of the state's people. For population change between 2020 and 2023, Harlem ranks 109th of 127 in Montana (about the 14th percentile). Its roughly 1,809 residents per square mile place it 26th among Montana's places. Between 2020 and 2023 the count changed by roughly 17 residents.

The Montana lending rules that reach Harlem

Below are the Montana rules that apply to a loan made in Harlem, each with the regulator that issued it.

Getting a loan in Harlem

At roughly 1,809 people per square mile, Harlem is moderately settled; 3 larger places lie within 50 miles. Lenders licensed in Montana reach Harlem's 756 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Chinook, MT about 21 miles away.

Inside a Harlem personal loan

Most loans made to Harlem's 756 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Harlem can be quoted different APRs on the same amount and term. Shortening the term on a Harlem loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Land, water and location for Harlem

Inside Harlem's boundaries lie about 0.4 square miles of land, with no significant water area recorded. That land carries about 1,809 people per square mile. Billings, the largest place in Montana, is about 190 miles from Harlem. Counting outward 50 miles, 3 larger communities surround Harlem. Within the same 50 miles lie 1 smaller Census places.