Personal loans in Dodson, MT
With an estimated 126 residents, Dodson is the 118th-largest of 127 places in Montana. Dodson is a small community of about 126 residents, and a personal loan taken out here is governed by Montana statute.
Population in Dodson climbed about 0.8% over the three years from 2020 to 2023. Work out your debt-to-income ratio first; lenders weigh it heavily, and Dodson's 126 residents are no exception. When Montana caps or restricts a product, lenders either change the terms or withdraw it from Dodson as from the rest of the state. The next larger city is Malta, MT about 18 miles away.
Borrowing in Dodson: the local picture
Dodson is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 126 — Dodson ranks 118th of 127 communities in Montana (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 0.8% across the 2020-to-2023 comparison.
- Net change: roughly 1 more people than the 2020 Census counted.
- Size percentile: about 7% of Montana's Census places are smaller than Dodson.
- Density: roughly 759 residents per square mile, spread over 0.2 sq mi of land.
- Land area rank: Dodson's 0.2 square miles rank 123rd of 127 places in Montana.
- Share of state population: Dodson's 126 residents are about 0.0% of Montana.
- National rank: Dodson sits 17,668th by population among the 19,457 places in this dataset.
- Growth rank: Dodson ranks 78th among Montana's 127 places for the 2020-to-2023 change.
- Against the state trend: Dodson's 0.8% change compares with a Montana average of +3.8% across its 127 places.
- Density rank: Dodson is the 83rd most densely settled place in Montana.
- Against the state median: Dodson runs about 759 residents per square mile, where the Montana median is 1,071.
- Location: mapped by the US Census Bureau at 48.3953, -108.2472.
- Nearest larger cities: Malta (18 mi); Harlem (26 mi); Saco (42 mi); Chinook (47 mi); Havre (66 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Opheim (90 mi); Grass Range (98 mi).
- Within a 50-mile radius: 0 smaller Census places.
- Larger places within 100 miles: 12.
What is available to Dodson borrowers
Dodson is a moderately settled community of about 126 people, with 4 larger places inside a 50-mile radius. Distance to a branch rarely matters for Dodson's 126 residents: the application is online and the price follows your credit file. The nearest larger city, Malta, MT about 18 miles away.
What shapes a Dodson personal loan
A Dodson personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 126 residents. The APR tracks your credit score rather than Dodson's rank of 118th in Montana: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Dodson loan but raises total interest, so the smallest payment is not the cheapest loan.
Land, water and location for Dodson
The Census Gazetteer records about 0.2 square miles of land within Dodson, with no significant water area listed. The resulting density is about 759 people per square mile. For the state's biggest city, Billings, the distance is roughly 181 miles. Within 50 miles of Dodson there are 4 larger Census places. The 100-mile radius contains 12 larger places.
The state rulebook for Dodson
These are Montana's sourced lending facts as they reach Dodson's 126 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Montana Division of Banking and Financial Institutions (BFID), Department of Administration Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)." | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Greater of 15% or prime rate + 6 percentage points per year (written agreement); regulated lenders exempt Source says: "Parties may agree in writing to the payment of any rate of interest that does not exceed the greater of 15%" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must be licensed; fee capped at 36% per annum Source says: "A licensee may not charge a fee for making or carrying each deferred deposit loan authorized by this part that exceeds 36% per annum" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
Dodson's place among Montana's 127 places
Among Montana's 127 places, Dodson sits at 118th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 78th of 127 Montana places, putting it near the 39th percentile for growth. At about 759 people per square mile, Dodson is the 83rd most densely settled place in Montana. By land area, its 0.2 square miles rank 123rd of 127 places in Montana.
Common questions
What are my options in Dodson if my credit is poor?
What loan size can I expect in Dodson?
Do I have to pledge anything to borrow in Dodson?
Does comparing loans in Dodson cost me credit score points?
Nearby places
- Malta, MT — population 1,872
- Harlem, MT — population 756
- Saco, MT — population 161
- Chinook, MT — population 1,160
- Winnett, MT — population 209
- Winifred, MT — population 174
- Havre, MT — population 9,330
- Grass Range, MT — population 115