Personal loans in Gosport, IN
If you are weighing a personal loan in Gosport, start from the payment you can carry; its 847 residents face the same statewide rules.
Begin with the payment, then weigh APR and total interest across the lenders that reach Gosport's 847 residents. The Census estimates 847 residents in Gosport, which ranks it 332nd of 565 places in Indiana. Lenders active in Gosport report to a Indiana supervisor, identified in the sourced rows below. The 2020 count to the 2023 estimate shows about 0.4% growth in Gosport. The nearest larger metro is Spencer, IN about 7 miles away.
Gosport by the numbers
Most of what governs a Gosport loan is written in Indiana law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 847 residents in Gosport (Vintage 2023 subcounty estimate), the 332nd-largest figure among Indiana's 565 places.
- Population trend: Roughly 0.4% more residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a gain of about 3 residents.
- Size percentile: Gosport's 847 people outrank roughly 41% of the places in Indiana.
- Land and density: 0.4 square miles of land carry roughly 2,259 residents per square mile.
- Land area: Gosport covers 0.4 square miles, the 423rd-largest area among Indiana's 565 places.
- Share of state population: Gosport's 847 residents are about 0.0% of Indiana.
- National rank: Gosport is the 10,936th most populous of the 19,457 Census places covered here.
- Growth rank: Gosport ranks 260th among Indiana's 565 places for the 2020-to-2023 change.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Gosport's 0.4%.
- Density in Indiana: Gosport ranks 57th by people per square mile.
- Density vs Indiana: Gosport's 2,259 people per square mile compare with a state median of 1,375.
- Location: it lies at 39.3507, -86.6665 in the Census Gazetteer.
- Nearest larger cities: Spencer (7 mi); Ellettsville (8 mi); Martinsville (13 mi); Cloverdale (14 mi); Bloomington (15 mi). Lenders licensed in the state serve Gosport whether or not they keep a local branch.
- Nearest smaller places: Stinesville (4 mi); Paragon (6 mi); Stilesville (20 mi).
- Smaller places within 50 miles: 51 of them.
- At 100 miles: 275 larger Census places fall inside that radius.
What to do before borrowing in Gosport
Complete these steps first when you borrow in Gosport (847 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Indiana regulator's licence list.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
What differs between Gosport and the rest of Indiana is not the process but the borrower's own file, among the 847 people here.
The Indiana lending rules that reach Gosport
These are Indiana's sourced lending facts as they reach Gosport's 847 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Gosport: area, density and distance
The Census Gazetteer records about 0.4 square miles of land within Gosport, with no significant water area listed. With 847 residents, the land area yields roughly 2,259 people per square mile. Fort Wayne, the largest place in Indiana, is about 144 miles from Gosport. Gosport has 66 larger places within a 50-mile radius. Within the same 50 miles lie 51 smaller Census places.
Gosport's place among Indiana's 565 places
Gosport is the 332nd-largest of 565 Census places in Indiana and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 260th of 565 Indiana places, putting it near the 54th percentile for growth. At about 2,259 people per square mile, Gosport is the 57th most densely settled place in Indiana. By land area, its 0.4 square miles rank 423rd of 565 places in Indiana.
Getting a loan in Gosport
Gosport is a fairly dense community of about 847 people, with 66 larger places inside a 50-mile radius. Whether Gosport has a local branch or not, a Indiana-licensed lender can serve its 847 people online on the same terms. For a larger market, the closest option is Spencer, IN about 7 miles away.
Common questions
What are my options in Gosport if my credit is poor?
What loan size can I expect in Gosport?
Do I have to pledge anything to borrow in Gosport?
Does comparing loans in Gosport cost me credit score points?
Nearby places
- Stinesville, IN — population 202
- Paragon, IN — population 565
- Spencer, IN — population 2,464
- Ellettsville, IN — population 6,694
- Cloverdale, IN — population 2,152
- Bloomington, IN — population 78,840
- Martinsville, IN — population 11,946
- Stilesville, IN — population 274