Personal loans in Cloverdale, IN

Population in Cloverdale climbed about 4.6% over the three years from 2020 to 2023. Pull your credit reports and line up at least three offers before you apply from Cloverdale. State law, not city hall, decides what a lender may do to Cloverdale's roughly 2,152 residents, and a state regulator supervises it. The next larger city is Greencastle, IN about 9 miles away.

Cloverdale: population, trend and location

What follows is Cloverdale's place in the Census record, alongside the Indiana rules that govern a personal loan made here.

• Population: the Census counts 2,152 residents in Cloverdale (Vintage 2023 subcounty estimate), the 192nd-largest figure among Indiana's 565 places.
• Population trend: A gain of roughly 4.6% between 2020 and 2023.
• People gained or lost: about 95 more since the 2020 base.
• Size percentile: roughly 66% of Indiana places rank below Cloverdale.
• Population density: about 617 people per square mile across 3.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Cloverdale ranks 136th among Indiana's 565 places, at 3.5 sq mi.
• Water area rank: Cloverdale ranks 91st among Indiana's 565 places, with 0.06 sq mi.
• State share: roughly 0.1% of Indiana's residents live in Cloverdale (2,152 people).
• National standing: Cloverdale ranks 7,367th of 19,457 US places.
• Growth rank: Cloverdale's 2020-to-2023 change ranks 37th of 565 places in Indiana.
• State comparison: Indiana's places average +1.0% for 2020-to-2023, against Cloverdale's 4.6%.
• Density in Indiana: Cloverdale ranks 502nd by people per square mile.
• Density in context: Cloverdale's 617 people per square mile sit against a Indiana median of 1,375.
• Location: coordinates 39.5212, -86.7987 (US Census Bureau Gazetteer).
• Nearest larger cities: Greencastle (9 mi); Spencer (16 mi); Brazil (17 mi); Monrovia (18 mi); Martinsville (21 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Fillmore (11 mi); Stilesville (12 mi); Coatesville (13 mi).
• Within a 50-mile radius: 84 smaller Census places.
• At 100 miles: 143 larger Census places fall inside that radius.

The Cloverdale borrowing checklist

For Cloverdale's roughly 2,152 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Indiana regulator's licence records before you sign.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

None of these steps is Cloverdale-specific: the same Indiana licensing and disclosure rules reach all 2,152 residents.

Getting a loan in Cloverdale

At roughly 617 people per square mile, Cloverdale is moderately settled; 39 larger places lie within 50 miles. Whether Cloverdale has a local branch or not, a Indiana-licensed lender can serve its 2,152 people online on the same terms. For a larger market, the closest option is Greencastle, IN about 9 miles away.

Which Indiana laws govern a loan in Cloverdale

Below are the Indiana rules that apply to a loan made in Cloverdale, each with the regulator that issued it.

Cloverdale: area, density and distance

The Census Gazetteer records 3.5 square miles of land and 0.06 square miles of water within Cloverdale. With 2,152 residents, the land area yields roughly 617 people per square mile. The largest place in Indiana, Fort Wayne, lies about 139 miles away. A 50-mile radius around Cloverdale takes in 39 places that are larger. Within the same 50 miles lie 84 smaller Census places.

Cloverdale in state context

Cloverdale is the 192nd-largest of 565 Census places in Indiana and contains about 0.1% of the state's people. For population change between 2020 and 2023, Cloverdale ranks 37th of 565 in Indiana (about the 93th percentile). At about 617 people per square mile, Cloverdale is the 502nd most densely settled place in Indiana. Between 2020 and 2023 the count changed by roughly 95 residents.