Personal loans in Greencastle, IN
A personal loan in Greencastle is priced from your credit file and income, not from the fact that the city holds 9,882 people.
State law, not city hall, decides what a lender may do to Greencastle's roughly 9,882 residents, and a state regulator supervises it. An estimated 9,882 people make their home in Greencastle, a figure that ranks 87th in Indiana. Decide the purpose of the loan and your repayment plan before sharing any details with a Greencastle lender. Greencastle gained roughly 0.8% in population across the 2020-to-2023 comparison. The closest larger place is Danville, IN about 20 miles away.
Greencastle: population, trend and location
Read the local figures below as context; read the sourced Indiana table as the rulebook a lender here must follow.
- Population: the Census counts 9,882 residents in Greencastle (Vintage 2023 subcounty estimate), the 87th-largest figure among Indiana's 565 places.
- Population trend: A gain of roughly 0.8% between 2020 and 2023.
- Net change: roughly 80 more people than the 2020 Census counted.
- Size percentile: about 85% of Indiana's Census places are smaller than Greencastle.
- Density: roughly 1,896 residents per square mile, spread over 5.2 sq mi of land.
- Land area: Greencastle covers 5.2 square miles, the 106th-largest area among Indiana's 565 places.
- Water area rank: Greencastle ranks 101st among Indiana's 565 places, with 0.05 sq mi.
- Within Indiana: about 0.3% of the state's population lives in Greencastle.
- Nationally: Greencastle is the 3,184th-largest of 19,457 Census places in the dataset.
- Growth in Indiana: Greencastle stands 200th by percentage change from 2020 to 2023, among 565 places.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Greencastle's 0.8%.
- Density rank: Greencastle places 109th among Indiana's places by people per square mile.
- Density in context: Greencastle's 1,896 people per square mile sit against a Indiana median of 1,375.
- Location: 39.6418 / -86.8463, per the US Census Bureau Gazetteer.
- Nearest larger cities: Danville (20 mi); Avon (25 mi); Plainfield (25 mi); Martinsville (27 mi); Crawfordsville (28 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Fillmore (5 mi); Bainbridge (8 mi); Cloverdale (9 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 107 of them.
- Larger places within 100 miles: 53.
The state rulebook for Greencastle
Read the table as a lender's compliance picture for Greencastle: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Greencastle's place among Indiana's 565 places
Within Indiana, Greencastle holds roughly 0.3% of all residents, the 87th-largest share among 565 places. Its 2020-to-2023 change ranks 200th of 565 Indiana places, putting it near the 65th percentile for growth. Its roughly 1,896 residents per square mile place it 109th among Indiana's places. In land area, Greencastle ranks 106th among Indiana's 565 places.
Before you apply in Greencastle
Complete these steps first when you borrow in Greencastle (9,882 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Indiana licence with the regulator named above before committing.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
What differs between Greencastle and the rest of Indiana is not the process but the borrower's own file, among the 9,882 people here.
Land, water and location for Greencastle
Inside Greencastle's boundaries lie roughly 5.2 square miles of land and 0.05 square miles of water. With 9,882 residents, the land area yields roughly 1,896 people per square mile. The state's population centre of gravity, Fort Wayne, is roughly 134 miles away. Within 50 miles of Greencastle there are 20 larger Census places. Within the same 50 miles lie 107 smaller Census places.
Getting a loan in Greencastle
At roughly 1,896 people per square mile, Greencastle is moderately settled; 20 larger places lie within 50 miles. Lenders licensed in Indiana reach Greencastle's 9,882 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Danville, IN about 20 miles away.
Common questions
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Nearby places
- Fillmore, IN — population 549
- Bainbridge, IN — population 706
- Cloverdale, IN — population 2,152
- Coatesville, IN — population 568
- Roachdale, IN — population 861
- Stilesville, IN — population 274
- Amo, IN — population 416
- Harmony, IN — population 673