Personal loans in Paragon, IN

Census figures put the 2020-to-2023 increase in Paragon at about 1.3%. Verify the lender's Indiana licence against the regulator named below before borrowing in Paragon. The closest larger city is Gosport, IN about 6 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Paragon's 565 residents.

Paragon: population, trend and location

Read the local figures below as context; read the sourced Indiana table as the rulebook a lender here must follow.

• Population: the Census counts 565 residents in Paragon (Vintage 2023 subcounty estimate), the 393rd-largest figure among Indiana's 565 places.
• Population trend: A gain of roughly 1.3% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 7 residents.
• Size percentile: roughly 30% of Indiana places rank below Paragon.
• Land and density: 0.3 square miles of land carry roughly 2,055 residents per square mile.
• Land area: Paragon covers 0.3 square miles, the 463rd-largest area among Indiana's 565 places.
• Share of state population: Paragon's 565 residents are about 0.0% of Indiana.
• National rank: Paragon is 12,673rd of 19,457 places nationwide.
• Growth in Indiana: Paragon stands 156th by percentage change from 2020 to 2023, among 565 places.
• Against the state trend: Paragon's 1.3% change compares with a Indiana average of +1.0% across its 565 places.
• Density rank: Paragon is the 91st most densely settled place in Indiana.
• Density vs Indiana: Paragon's 2,055 people per square mile compare with a state median of 1,375.
• Location: it lies at 39.3950, -86.5628 in the Census Gazetteer.
• Nearest larger cities: Gosport (6 mi); Martinsville (7 mi); Ellettsville (12 mi); Spencer (13 mi); Monrovia (14 mi). Larger metros often have more branches, but online lenders reach Paragon on the same terms.
• Smaller places close by: Stinesville (8 mi); Bethany (14 mi); Stilesville (17 mi).
• Smaller places within 50 miles: 35 of them.
• At 100 miles: 353 larger Census places fall inside that radius.

Where Paragon sits

Inside Paragon's boundaries lie about 0.3 square miles of land, with no significant water area recorded. The resulting density is about 2,055 people per square mile. The state's population centre of gravity, Fort Wayne, is roughly 139 miles away. Counting outward 50 miles, 84 larger communities surround Paragon. The 100-mile radius contains 353 larger places.

A pre-application checklist for Paragon

Before you apply in Paragon, a community of about 565, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Indiana regulator's licence records before you sign.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

The process is identical across Indiana; what changes is your credit file, not the fact that Paragon holds 565 people.

Which Indiana laws govern a loan in Paragon

For the roughly 565 residents of Paragon, the rules below are Indiana's own; each row carries its publisher and retrieval date.

Paragon in state context

Among Indiana's 565 places, Paragon sits at 393rd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 156th of 565 Indiana places, putting it near the 72th percentile for growth. At about 2,055 people per square mile, Paragon is the 91st most densely settled place in Indiana. By land area, its 0.3 square miles rank 463rd of 565 places in Indiana.

How a Paragon personal loan is priced

A Paragon personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 565 residents. Two numbers drive a Paragon loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Paragon loan but raises total interest, so the smallest payment is not the cheapest loan.