Personal loans in Bloomington, IN

Census figures put the 2020-to-2023 decrease in Bloomington at about 0.4%. Begin with the payment, then weigh APR and total interest across the lenders that reach Bloomington's 78,840 residents. The next larger city is Carmel, IN about 59 miles away. To lend to Bloomington's 78,840 residents, a company must hold a Indiana licence, and each sourced row below names the regulator behind it.

What the Census records for Bloomington

Set out below is Bloomington's local context next to the state-level rules that reach every lender here.

• Population: a Census-estimated 78,840, 6th among Indiana's 565 places (Vintage 2023).
• Population trend: Down about 0.4% from the 2020 Census base to the 2023 estimate.
• Absolute change: 308 residents lost between 2020 and 2023.
• Size percentile: roughly 99% of Indiana's places have fewer residents than Bloomington's 78,840.
• Population density: about 3,391 people per square mile (Census land area 23.2 sq mi).
• Land area: Bloomington covers 23.2 square miles, the 26th-largest area among Indiana's 565 places.
• Water area rank: Bloomington ranks 52nd among Indiana's 565 places, with 0.18 sq mi.
• Within Indiana: about 2.1% of the state's population lives in Bloomington.
• National rank: Bloomington is the 458th most populous of the 19,457 Census places covered here.
• Growth rank: Bloomington's 2020-to-2023 change ranks 353rd of 565 places in Indiana.
• Against the state trend: Bloomington's 0.4% change compares with a Indiana average of +1.0% across its 565 places.
• Density in Indiana: Bloomington ranks 4th by people per square mile.
• Density vs Indiana: Bloomington's 3,391 people per square mile compare with a state median of 1,375.
• Location: 39.1637, -86.5243 (US Census Bureau Gazetteer).
• Nearest larger cities: Carmel (59 mi); Fishers (63 mi); Evansville (98 mi); Cincinnati (108 mi); Champaign (114 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Ellettsville (7 mi); Stinesville (12 mi); Gosport (15 mi).
• Within a 50-mile radius: 105 smaller Census places.
• At 100 miles: 3 larger Census places fall inside that radius.

Bloomington on the map

Bloomington's land area is about 23.2 square miles; a further 0.18 square miles is water. That land carries about 3,391 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 152 miles. Bloomington has 0 larger places within a 50-mile radius. By land area it ranks 26th of 565 Indiana places.

Getting a loan in Bloomington

At roughly 3,391 people per square mile, Bloomington is fairly dense; 0 larger places lie within 50 miles. A Indiana licence lets a lender serve Bloomington without a local office, so branch density does not change what its 78,840 residents are offered. The nearest larger city, Carmel, IN about 59 miles away.

Bloomington's place among Indiana's 565 places

Against Indiana's other places, Bloomington accounts for about 2.1% of the state's population and ranks 6th of 565 by size. For population change between 2020 and 2023, Bloomington ranks 353rd of 565 in Indiana (about the 38th percentile). Its roughly 3,391 residents per square mile place it 4th among Indiana's places. Between 2020 and 2023 the count changed by roughly 308 residents.

Which Indiana laws govern a loan in Bloomington

Every row below records a Indiana rule, its publisher and its retrieval date — the same rules a Bloomington lender must follow.

The anatomy of a Bloomington personal loan

In Bloomington, a mid-sized city of about 78,840, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Bloomington can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Bloomington loan but raises total interest, so the smallest payment is not the cheapest loan.