Personal loans in Glen Hope, PA
Glen Hope is one of 1,013 Census places in Pennsylvania; its 123 residents put it at 978th.
With roughly 123 residents, Glen Hope is a small community, and the lending rules its borrowers live under are written in Pennsylvania, not by the city. The 2020 count to the 2023 estimate shows about 0.8% decline in Glen Hope. Price two or three terms so you can see which payment is truly affordable in Glen Hope. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Glen Hope's 123 residents. Borrowers who want a bigger city can look to Irvona, PA about 4 miles away.
The Glen Hope data picture
Set out below is Glen Hope's local context next to the state-level rules that reach every lender here.
- Population: about 123, ranked 978th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 0.8% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 1 fewer people than the 2020 Census counted.
- Size percentile: about 3% of Pennsylvania's Census places are smaller than Glen Hope.
- Density: the Census land area of 2.1 sq mi holds about 58 people per square mile.
- Land area rank: Glen Hope's 2.1 square miles rank 193rd of 1,013 places in Pennsylvania.
- Water: Glen Hope holds about 0.04 square miles, the 237th-largest water area in Pennsylvania.
- Share of Pennsylvania: Glen Hope holds about 0.0% of the state's population, some 123 people.
- Nationally: Glen Hope is the 17,723rd-largest of 19,457 Census places in the dataset.
- Growth rank: Glen Hope's 2020-to-2023 change ranks 407th of 1,013 places in Pennsylvania.
- Against the state trend: Glen Hope's 0.8% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density in Pennsylvania: Glen Hope ranks 998th by people per square mile.
- Density in context: Glen Hope's 58 people per square mile sit against a Pennsylvania median of 1,990.
- Location: coordinates 40.8034, -78.4921 (US Census Bureau Gazetteer).
- Nearest larger cities: Irvona (4 mi); Coalport (4 mi); Ramey (5 mi); Houtzdale (8 mi); Brisbin (8 mi). Larger metros often have more branches, but online lenders reach Glen Hope on the same terms.
- Smaller towns nearby: Newburg (10 mi); New Washington (11 mi); Birmingham (19 mi).
- Smaller neighbours: 11 places smaller than Glen Hope sit within 50 miles.
- Within 100 miles: 586 places are larger than Glen Hope.
How a Glen Hope personal loan is priced
In Glen Hope, a small community of about 123, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Glen Hope lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Glen Hope loan but raises total interest, so the smallest payment is not the cheapest loan.
Borrowing reach in Glen Hope
With about 58 residents per square mile, Glen Hope is sparsely settled, and 126 larger Census places sit within 50 miles. Lenders licensed in Pennsylvania reach Glen Hope's 123 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Irvona, PA about 4 miles away.
What Pennsylvania law requires in Glen Hope
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Glen Hope is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
How Glen Hope compares across Pennsylvania
Among Pennsylvania's 1,013 places, Glen Hope sits at 978th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 407th of 1,013 Pennsylvania places, putting it near the 60th percentile for growth. By density, at about 58 people per square mile, it ranks 998th in Pennsylvania. In land area, Glen Hope ranks 193rd among Pennsylvania's 1,013 places.
Glen Hope on the map
Glen Hope covers about 2.1 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). That land carries about 58 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 185 miles. Glen Hope has 126 larger places within a 50-mile radius. The 100-mile radius contains 586 larger places.
Common questions
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Nearby places
- Irvona, PA — population 535
- Coalport, PA — population 418
- Ramey, PA — population 425
- Houtzdale, PA — population 743
- Brisbin, PA — population 411
- Curwensville, PA — population 2,501
- Newburg, PA — population 79
- Grampian, PA — population 348