Personal loans in Ramey, PA

The Census estimates 425 residents in Ramey, which ranks it 793rd of 1,013 places in Pennsylvania. Borrowers who want a bigger city can look to Houtzdale, PA about 3 miles away. When Pennsylvania caps or restricts a product, lenders either change the terms or withdraw it from Ramey as from the rest of the state. Verify the lender's Pennsylvania licence against the regulator named below before borrowing in Ramey.

What the Census records for Ramey

Most of what governs a Ramey loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.

• Population: 425 — Ramey ranks 793rd of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 2.1% from 2020 to 2023.
• Absolute change: 9 residents lost between 2020 and 2023.
• Size percentile: Ramey's 425 people outrank roughly 22% of the places in Pennsylvania.
• Population density: about 458 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Ramey's 0.9 square miles rank 479th of 1,013 places in Pennsylvania.
• State share: roughly 0.0% of Pennsylvania's residents live in Ramey (425 people).
• Nationally: Ramey is the 13,833rd-largest of 19,457 Census places in the dataset.
• Growth rank: Ramey ranks 671st among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Versus Pennsylvania: the state average change is -0.9%, while Ramey moved 2.1%.
• Density rank: Ramey is the 874th most densely settled place in Pennsylvania.
• Against the state median: Ramey runs about 458 residents per square mile, where the Pennsylvania median is 1,990.
• Location: the Census Gazetteer records it at 40.8025, -78.4006.
• Nearest larger cities: Houtzdale (3 mi); Osceola Mills (8 mi); Irvona (8 mi); Chester Hill (11 mi); Philipsburg (11 mi). Living near a larger metro rarely changes what is available in Ramey.
• Nearest smaller places: Brisbin (4 mi); Glen Hope (5 mi); Coalport (8 mi).
• Within a 50-mile radius: 62 smaller Census places.
• Within 100 miles: 440 places are larger than Ramey.

Pennsylvania rules behind a Ramey personal loan

Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Ramey lender must follow.

Borrowing reach in Ramey

Ramey is a lightly settled community of about 425 people, with 80 larger places inside a 50-mile radius. Lenders licensed in Pennsylvania reach Ramey's 425 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Houtzdale, PA about 3 miles away.

The anatomy of a Ramey personal loan

Ramey is a small community of about 425 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Ramey can be quoted different APRs on the same amount and term. The term you choose in Ramey decides the split between a comfortable payment and the total interest you pay.

Where Ramey sits in Pennsylvania

Ramey is the 793rd-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 671st of 1,013 Pennsylvania places, putting it near the 34th percentile for growth. At about 458 people per square mile, Ramey is the 874th most densely settled place in Pennsylvania. Within 50 miles sit 62 smaller Census places, alongside the 80 that are larger.

Land, water and location for Ramey

Ramey covers about 0.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 458 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 180 miles away. Ramey has 80 larger places within a 50-mile radius. By land area it ranks 479th of 1,013 Pennsylvania places.