Personal loans in Coalport, PA

By population, Coalport sits at 795th in Pennsylvania, with an estimated 418 residents. A personal loan in Coalport is priced from your credit file and income, not from the fact that the city holds 418 people.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Census figures put the 2020-to-2023 decrease in Coalport at about 2.6%. Use the calculator on this page to price an amount and term before you commit in Coalport. A lender that serves Coalport operates under Pennsylvania lending statutes and a Pennsylvania supervisor. Borrowers who want a bigger city can look to Irvona, PA about 2 miles away.

Borrowing in Coalport: the local picture

The figures below are Coalport's own — Census population, land area and coordinates — followed by the Pennsylvania rules.

A practical checklist for Coalport borrowers

These steps shape the offer you get in Coalport, a place of about 418 people:

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Model the payment on the calculator before a lender models it for you.
  3. Shop at least three lenders and judge them on APR and total cost.
  4. Check the Pennsylvania regulator's records to confirm the lender is licensed here.
  5. Look for an origination fee or prepayment penalty in the written disclosure.
  6. Check that the monthly payment fits your budget next to your existing obligations.
  7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

None of these steps is Coalport-specific: the same Pennsylvania licensing and disclosure rules reach all 418 residents.

How a Coalport personal loan is priced

In Coalport, a small community of about 418, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Coalport's rank of 795th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Coalport loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The state rulebook for Coalport

When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Coalport is bound by the same rules.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Bank rate-cap exemption (state-specific rule)Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap).
Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)).
Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)).
Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974)
as of 2026-09-16

Coalport in state context

Among Pennsylvania's 1,013 places, Coalport sits at 795th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Coalport ranks 814th of 1,013 in Pennsylvania (about the 20th percentile). Its roughly 1,118 residents per square mile place it 697th among Pennsylvania's places. Between 2020 and 2023 the count changed by roughly 11 residents.

Coalport on the map

Coalport's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,118 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 186 miles. Counting outward 50 miles, 81 larger communities surround Coalport. By land area it ranks 826th of 1,013 Pennsylvania places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Coalport if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Coalport is the same as anywhere in Pennsylvania.
What loan size can I expect in Coalport?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Coalport?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Coalport cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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