Personal loans in Curwensville, PA
Curwensville counts about 2,501 people, and what is genuinely local about borrowing here is limited — Pennsylvania law does the governing.
State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Curwensville's 2,501 residents. Curwensville is one of 1,013 Census places in Pennsylvania; its 2,501 residents put it at 371st. If debt is already a strain, a nonprofit credit counsellor can help Curwensville residents before they take on more. Curwensville lost roughly 2.5% of its population across the 2020-to-2023 comparison. The closest larger city is Clearfield, PA about 5 miles away.
What the Census records for Curwensville
The figures below are Curwensville's own — Census population, land area and coordinates — followed by the Pennsylvania rules.
- Population: 2,501 — Curwensville ranks 371st of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 2.5% from 2020 to 2023.
- Net change: roughly 65 fewer people than the 2020 Census counted.
- Size percentile: about 63% of Pennsylvania communities are smaller than Curwensville (2,501 residents).
- Population density: about 1,123 people per square mile (Census land area 2.2 sq mi).
- Land area: Curwensville covers 2.2 square miles, the 182nd-largest area among Pennsylvania's 1,013 places.
- Water area: Curwensville has 0.10 square miles of water, ranking 120th of 1,013 places in Pennsylvania.
- Within Pennsylvania: about 0.0% of the state's population lives in Curwensville.
- National standing: Curwensville ranks 6,840th of 19,457 US places.
- Growth rank: Curwensville's 2020-to-2023 change ranks 800th of 1,013 places in Pennsylvania.
- Against the state trend: Curwensville's 2.5% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: Curwensville is the 695th most densely settled place in Pennsylvania.
- Density vs Pennsylvania: Curwensville's 1,123 people per square mile compare with a state median of 1,990.
- Location: mapped by the US Census Bureau at 40.9729, -78.5186.
- Nearest larger cities: Clearfield (5 mi); DuBois (16 mi); Philipsburg (17 mi); Punxsutawney (24 mi); Tyrone (25 mi). Living near a larger metro rarely changes what is available in Curwensville.
- Smaller communities close by: Grampian (5 mi); Glen Hope (12 mi); Wallaceton (12 mi), each with its own Census population profile.
- Smaller neighbours: 92 places smaller than Curwensville sit within 50 miles.
- At 100 miles: 163 larger Census places fall inside that radius.
Curwensville against the rest of Pennsylvania
Against Pennsylvania's other places, Curwensville accounts for about 0.0% of the state's population and ranks 371st of 1,013 by size. On the 2020-to-2023 trend, Curwensville stands 800th among Pennsylvania's 1,013 places — roughly the 21th percentile. At about 1,123 people per square mile, Curwensville is the 695th most densely settled place in Pennsylvania. Within 50 miles sit 92 smaller Census places, alongside the 18 that are larger.
Getting a loan in Curwensville
Curwensville is a moderately settled community of about 2,501 people, with 18 larger places inside a 50-mile radius. Distance to a branch rarely matters for Curwensville's 2,501 residents: the application is online and the price follows your credit file. The nearest bigger place is Clearfield, PA about 5 miles away.
Which Pennsylvania laws govern a loan in Curwensville
These are Pennsylvania's sourced lending facts as they reach Curwensville's 2,501 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
A practical checklist for Curwensville borrowers
For Curwensville's roughly 2,501 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Pennsylvania regulator's licence records before you sign.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
What differs between Curwensville and the rest of Pennsylvania is not the process but the borrower's own file, among the 2,501 people here.
How personal loans work in Curwensville
With roughly 2,501 residents, Curwensville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Curwensville's 2,501 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Curwensville decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Curwensville if my credit is poor?
What loan size can I expect in Curwensville?
Do I have to pledge anything to borrow in Curwensville?
Does comparing loans in Curwensville cost me credit score points?
Nearby places
- Clearfield, PA — population 5,810
- Grampian, PA — population 348
- Glen Hope, PA — population 123
- Irvona, PA — population 535
- Ramey, PA — population 425
- Newburg, PA — population 79
- Brisbin, PA — population 411
- Houtzdale, PA — population 743