Personal loans in Fraser, IA

In Fraser, one of 940 Census places in Iowa, the figure to compare across lenders is the APR, not the advertised rate. Use the calculator on this page to price an amount and term before you commit in Fraser. For the 102 people in Fraser, Iowa runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a bigger market, look to Pilot Mound, IA about 3 miles away.

Borrowing in Fraser: the local picture

The figures below are Fraser's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: the Census counts 102 residents in Fraser (Vintage 2023 subcounty estimate), the 816th-largest figure among Iowa's 940 places.
• Population trend: About level with the 2020 Census.
• Size percentile: with 102 residents, Fraser is larger than about 13% of Iowa's Census places.
• Land and density: 1.1 square miles of land carry roughly 90 residents per square mile.
• Land area rank: Fraser's 1.1 square miles rank 332nd of 940 places in Iowa.
• Water area: Fraser has 0.12 square miles of water, ranking 51st of 940 places in Iowa.
• Share of state population: Fraser's 102 residents are about 0.0% of Iowa.
• National rank: Fraser sits 18,090th by population among the 19,457 places in this dataset.
• Growth rank: Fraser ranks 260th among Iowa's 940 places for the 2020-to-2023 change.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Fraser's 0.0%.
• Density rank: Fraser is the 909th most densely settled place in Iowa.
• Density in context: Fraser's 90 people per square mile sit against a Iowa median of 672.
• Location: the Census Gazetteer records it at 42.1272, -93.9742.
• Nearest larger cities: Pilot Mound (3 mi); Ogden (7 mi); Boxholm (7 mi); Boone (7 mi); Stratford (10 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Beaver (10 mi); Dana (14 mi); Berkley (14 mi).
• Smaller neighbours: 16 places smaller than Fraser sit within 50 miles.
• At 100 miles: 451 larger Census places fall inside that radius.

Land, water and location for Fraser

Fraser's land area is about 1.1 square miles; a further 0.12 square miles is water. That land carries about 90 people per square mile. Des Moines, the largest place in Iowa, is about 43 miles from Fraser. Within 50 miles of Fraser there are 133 larger Census places. By land area it ranks 332nd of 940 Iowa places.

What is available to Fraser borrowers

With about 90 residents per square mile, Fraser is sparsely settled, and 133 larger Census places sit within 50 miles. Distance to a branch rarely matters for Fraser's 102 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Pilot Mound, IA about 3 miles away.

Fraser against the rest of Iowa

Against Iowa's other places, Fraser accounts for about 0.0% of the state's population and ranks 816th of 940 by size. For population change between 2020 and 2023, Fraser ranks 260th of 940 in Iowa (about the 72th percentile). Its roughly 90 residents per square mile place it 909th among Iowa's places. Between 2020 and 2023 the count changed by roughly 0 residents.

What Iowa law requires in Fraser

These are Iowa's sourced lending facts as they reach Fraser's 102 residents; the state has no city-level rate rule.

The anatomy of a Fraser personal loan

Most loans made to Fraser's 102 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Fraser can be quoted different APRs on the same amount and term. Shortening the term on a Fraser loan raises the monthly payment but cuts the interest; lengthening it does the reverse.