Personal loans in Ogden, IA

For a community of about 1,963, the practical step is to compare APR across at least three lenders before committing. The trend for Ogden between 2020 and 2023 is downward by roughly 2.3%. Every figure below is Iowa's own, applied to Ogden's 1,963 residents, with the publisher and retrieval date attached. Borrowers who want a bigger city can look to Boone, IA about 8 miles away.

Ogden: the sourced local profile

The figures below are Ogden's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: an estimated 1,963 residents, 173rd of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 2.3% across the 2020-to-2023 comparison.
• Net change: roughly 47 fewer people than the 2020 Census counted.
• Size percentile: roughly 82% of Iowa's places have fewer residents than Ogden's 1,963.
• Population density: 1,435 people per square mile on 1.4 square miles of land.
• Land area rank: Ogden's 1.4 square miles rank 283rd of 940 places in Iowa.
• Share of Iowa: Ogden holds about 0.1% of the state's population, some 1,963 people.
• National rank: Ogden is the 7,705th most populous of the 19,457 Census places covered here.
• Growth rank: Ogden ranks 710th among Iowa's 940 places for the 2020-to-2023 change.
• Versus Iowa: the state average change is -0.7%, while Ogden moved 2.3%.
• Density rank: Ogden is the 87th most densely settled place in Iowa.
• Against the state median: Ogden runs about 1,435 residents per square mile, where the Iowa median is 672.
• Location: coordinates 42.0395, -94.0283 (US Census Bureau Gazetteer).
• Nearest larger cities: Boone (8 mi); Perry (14 mi); Madrid (16 mi); Jefferson (18 mi); Ames (21 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Beaver (6 mi); Fraser (7 mi); Berkley (8 mi), each with its own Census population profile.
• Smaller places within 50 miles: 110 of them.
• At 100 miles: 85 larger Census places fall inside that radius.

The state rulebook for Ogden

For the roughly 1,963 residents of Ogden, the rules below are Iowa's own; each row carries its publisher and retrieval date.

The geography behind Ogden

The Census Gazetteer records about 1.4 square miles of land within Ogden, with no significant water area listed. That land carries about 1,435 people per square mile. Des Moines, the largest place in Iowa, is about 39 miles from Ogden. Ogden has 35 larger places within a 50-mile radius. By land area it ranks 283rd of 940 Iowa places.

Steps to take before a Ogden loan

For Ogden's roughly 1,963 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's Iowa licence with the regulator listed on this page.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Ogden-specific: the same Iowa licensing and disclosure rules reach all 1,963 residents.

Ogden against the rest of Iowa

Set beside Iowa's 940 places, Ogden ranks 173rd by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Ogden stands 710th among Iowa's 940 places — roughly the 24th percentile. At about 1,435 people per square mile, Ogden is the 87th most densely settled place in Iowa. Within 50 miles sit 110 smaller Census places, alongside the 35 that are larger.

What a Ogden borrower is actually offered

Most loans made to Ogden's 1,963 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Ogden can be quoted different APRs on the same amount and term. Shortening the term on a Ogden loan raises the monthly payment but cuts the interest; lengthening it does the reverse.