Personal loans in Boxholm, IA

The 2020 count to the 2023 estimate shows about 2.8% decline in Boxholm. Lenders active in Boxholm report to a Iowa supervisor, identified in the sourced rows below. For a community of about 173, the practical step is to compare APR across at least three lenders before committing. The next larger city is Dayton, IA about 6 miles away.

Boxholm: the sourced local profile

Most of what governs a Boxholm loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.

• Population: about 173 people live here, which puts Boxholm 703rd of 940 Census places in Iowa (Vintage 2023).
• Population trend: A drop of about 2.8% from 2020 to 2023.
• Absolute change: 5 residents lost between 2020 and 2023.
• Size percentile: roughly 25% of Iowa's places have fewer residents than Boxholm's 173.
• Density: roughly 172 residents per square mile, spread over 1.0 sq mi of land.
• Land area: Boxholm covers 1.0 square miles, the 402nd-largest area among Iowa's 940 places.
• State population share: Boxholm accounts for about 0.0% of everyone in Iowa.
• National rank: Boxholm is 16,896th of 19,457 places nationwide.
• Growth in Iowa: Boxholm stands 786th by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Boxholm moved 2.8%.
• Density rank: Boxholm is the 847th most densely settled place in Iowa.
• Density vs Iowa: Boxholm's 172 people per square mile compare with a state median of 672.
• Location: 42.1736 / -94.1061, per the US Census Bureau Gazetteer.
• Nearest larger cities: Dayton (6 mi); Harcourt (7 mi); Paton (8 mi); Ogden (10 mi); Stratford (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Pilot Mound (5 mi); Fraser (7 mi); Dana (8 mi).
• Smaller places within 50 miles: 33 of them.
• Within 100 miles: 391 places are larger than Boxholm.

Boxholm in state context

Within Iowa, Boxholm holds roughly 0.0% of all residents, the 703rd-largest share among 940 places. Its 2020-to-2023 change ranks 786th of 940 Iowa places, putting it near the 16th percentile for growth. By density, at about 172 people per square mile, it ranks 847th in Iowa. Within 50 miles sit 33 smaller Census places, alongside the 114 that are larger.

Steps to take before a Boxholm loan

Before you hand your details to a lender in Boxholm, where the population is near 173:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the Iowa regulator's records to confirm the lender is licensed here.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

None of these steps is Boxholm-specific: the same Iowa licensing and disclosure rules reach all 173 residents.

Where Boxholm sits

Inside Boxholm's boundaries lie about 1.0 square miles of land, with no significant water area recorded. That land carries about 172 people per square mile. Des Moines, the largest place in Iowa, is about 49 miles from Boxholm. Boxholm has 114 larger places within a 50-mile radius. By land area it ranks 402nd of 940 Iowa places.

The state rulebook for Boxholm

This table holds the Iowa rate and licensing rules for consumer loans made to Boxholm's 173 residents.

The anatomy of a Boxholm personal loan

Boxholm is a small community of about 173 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Boxholm lender to disclose the APR and finance charge before you sign. The term you choose in Boxholm decides the split between a comfortable payment and the total interest you pay.