Personal loans in Stratford, IA

Stratford ranks 381st of 940 places in Iowa, with a population near 682. Read the disclosure for an origination fee and any prepayment penalty before signing in Stratford. A lender that serves Stratford operates under Iowa lending statutes and a Iowa supervisor. Borrowers who want a bigger city can look to Dayton, IA about 7 miles away.

Local context for Stratford

Set out below is Stratford's local context next to the state-level rules that reach every lender here.

• Population: a Census-estimated 682, 381st among Iowa's 940 places (Vintage 2023).
• Population trend: A decline of about 2.7% across the 2020-to-2023 comparison.
• Absolute change: 19 residents lost between 2020 and 2023.
• Size percentile: about 59% of Iowa's Census places are smaller than Stratford.
• Density: the Census land area of 1.8 sq mi holds about 376 people per square mile.
• By land area: Stratford ranks 223rd among Iowa's 940 places, at 1.8 sq mi.
• State population share: Stratford accounts for about 0.0% of everyone in Iowa.
• National rank: Stratford sits 11,903rd by population among the 19,457 places in this dataset.
• Growth in Iowa: Stratford stands 775th by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Stratford moved 2.7%.
• Density rank: Stratford is the 677th most densely settled place in Iowa.
• Density vs Iowa: Stratford's 376 people per square mile compare with a state median of 672.
• Location: 42.2696, -93.9274 (US Census Bureau Gazetteer).
• Nearest larger cities: Dayton (7 mi); Webster City (14 mi); Jewell Junction (15 mi); Boone (15 mi); Ogden (17 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Stanhope (7 mi); Lehigh (9 mi); Pilot Mound (9 mi).
• Smaller neighbours: 93 places smaller than Stratford sit within 50 miles.
• Larger places within 100 miles: 201.

Where Stratford sits in Iowa

Stratford is the 381st-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 775th of 940 Iowa places, putting it near the 18th percentile for growth. By density, at about 376 people per square mile, it ranks 677th in Iowa. Within 50 miles sit 93 smaller Census places, alongside the 58 that are larger.

Stratford on the map

Stratford covers about 1.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 682 residents, the land area yields roughly 376 people per square mile. The largest place in Iowa, Des Moines, lies about 51 miles away. Stratford has 58 larger places within a 50-mile radius. By land area it ranks 223rd of 940 Iowa places.

Iowa rules behind a Stratford personal loan

Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Stratford lender must follow.

What a Stratford borrower is actually offered

With roughly 682 residents, Stratford is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Stratford lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Stratford loan but raises total interest, so the smallest payment is not the cheapest loan.

How lenders reach Stratford

Stratford is a lightly settled community of about 682 people, with 58 larger places inside a 50-mile radius. Distance to a branch rarely matters for Stratford's 682 residents: the application is online and the price follows your credit file. The nearest bigger place is Dayton, IA about 7 miles away.