Personal loans in Foxhome, MN
Foxhome is a small community of about 122 residents, and a personal loan taken out here is governed by Minnesota statute. An estimated 122 people make their home in Foxhome, a figure that ranks 731st in Minnesota.
The closest larger city is Elizabeth, MN about 11 miles away. Foxhome lost roughly 2.4% of its population across the 2020-to-2023 comparison. For the 122 people in Foxhome, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Price two or three terms so you can see which payment is truly affordable in Foxhome.
Foxhome by the numbers
Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.
- Population: about 122, ranked 731st of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 2.4% from 2020 to 2023.
- Absolute change: 3 residents lost between 2020 and 2023.
- Size percentile: about 14% of Minnesota's Census places are smaller than Foxhome.
- Population density: about 327 people per square mile (Census land area 0.4 sq mi).
- Land area rank: Foxhome's 0.4 square miles rank 748th of 853 places in Minnesota.
- State share: roughly 0.0% of Minnesota's residents live in Foxhome (122 people).
- National rank: Foxhome sits 17,747th by population among the 19,457 places in this dataset.
- Growth rank: Foxhome's 2020-to-2023 change ranks 669th of 853 places in Minnesota.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Foxhome's 2.4%.
- Density rank: Foxhome is the 596th most densely settled place in Minnesota.
- Density vs Minnesota: Foxhome's 327 people per square mile compare with a state median of 607.
- Location: the Census Gazetteer records it at 46.2769, -96.3122.
- Nearest larger cities: Elizabeth (11 mi); Fergus Falls (11 mi); Breckenridge (13 mi); Campbell (13 mi); Rothsay (14 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller places: Doran (10 mi); Nashua (17 mi); Tintah (18 mi).
- Smaller places within 50 miles: 23 of them.
- Within 100 miles: 212 places are larger than Foxhome.
Minnesota rules behind a Foxhome personal loan
The rows below set out what a licensed lender must follow in Minnesota, and so for Foxhome's roughly 122 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
Land, water and location for Foxhome
The Census Gazetteer records about 0.4 square miles of land within Foxhome, with no significant water area listed. Spread across it are roughly 327 residents per square mile. The largest place in Minnesota, Minneapolis, lies about 173 miles away. Within 50 miles of Foxhome there are 62 larger Census places. By land area it ranks 748th of 853 Minnesota places.
The anatomy of a Foxhome personal loan
With roughly 122 residents, Foxhome is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Foxhome. Because the payment is fixed, the total cost of a Foxhome loan is knowable in advance — unlike a revolving card balance.
Where Foxhome sits in Minnesota
Among Minnesota's 853 places, Foxhome sits at 731st for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 669th of 853 Minnesota places, putting it near the 22th percentile for growth. At about 327 people per square mile, Foxhome is the 596th most densely settled place in Minnesota. In land area, Foxhome ranks 748th among Minnesota's 853 places.
Borrowing reach in Foxhome
Foxhome is lightly settled, with about 327 people per square mile and 62 larger places within 50 miles. Whether Foxhome has a local branch or not, a Minnesota-licensed lender can serve its 122 people online on the same terms. For a larger market, the closest option is Elizabeth, MN about 11 miles away.
Common questions
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Nearby places
- Doran, MN — population 34
- Rothsay, MN — population 491
- Campbell, MN — population 159
- Elizabeth, MN — population 167
- Fergus Falls, MN — population 14,214
- Nashua, MN — population 65
- Tintah, MN — population 62
- Breckenridge, MN — population 3,331