Personal loans in Foxhome, MN

Foxhome is a small community of about 122 residents, and a personal loan taken out here is governed by Minnesota statute. An estimated 122 people make their home in Foxhome, a figure that ranks 731st in Minnesota.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The closest larger city is Elizabeth, MN about 11 miles away. Foxhome lost roughly 2.4% of its population across the 2020-to-2023 comparison. For the 122 people in Foxhome, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Price two or three terms so you can see which payment is truly affordable in Foxhome.

Foxhome by the numbers

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

Minnesota rules behind a Foxhome personal loan

The rows below set out what a licensed lender must follow in Minnesota, and so for Foxhome's roughly 122 residents.

RuleDetailSource
State lending regulatorMinnesota Department of Commerce (commissioner of commerce)
Source says: ""Commissioner" means the commissioner of commerce"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01)
Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Payday lending statusLegal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603)
Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis"
Minnesota Department of Commerce
as of 2026-09-16

Land, water and location for Foxhome

The Census Gazetteer records about 0.4 square miles of land within Foxhome, with no significant water area listed. Spread across it are roughly 327 residents per square mile. The largest place in Minnesota, Minneapolis, lies about 173 miles away. Within 50 miles of Foxhome there are 62 larger Census places. By land area it ranks 748th of 853 Minnesota places.

The anatomy of a Foxhome personal loan

With roughly 122 residents, Foxhome is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Foxhome. Because the payment is fixed, the total cost of a Foxhome loan is knowable in advance — unlike a revolving card balance.

Where Foxhome sits in Minnesota

Among Minnesota's 853 places, Foxhome sits at 731st for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 669th of 853 Minnesota places, putting it near the 22th percentile for growth. At about 327 people per square mile, Foxhome is the 596th most densely settled place in Minnesota. In land area, Foxhome ranks 748th among Minnesota's 853 places.

Borrowing reach in Foxhome

Foxhome is lightly settled, with about 327 people per square mile and 62 larger places within 50 miles. Whether Foxhome has a local branch or not, a Minnesota-licensed lender can serve its 122 people online on the same terms. For a larger market, the closest option is Elizabeth, MN about 11 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Foxhome if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Foxhome is the same as anywhere in Minnesota.
What loan size can I expect in Foxhome?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Foxhome?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Foxhome cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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