Personal loans in Breckenridge, MN

Breckenridge is home to roughly 3,331 people and stands 203rd by size out of 853 Census places in Minnesota. Verify the lender's Minnesota licence against the regulator named below before borrowing in Breckenridge. Census figures put the 2020-to-2023 decrease in Breckenridge at about 3.2%. The closest larger city is Wahpeton, ND about 1 miles away.

Breckenridge: population, trend and location

The figures below are Breckenridge's own — Census population, land area and coordinates — followed by the Minnesota rules.

• Population: 3,331 — Breckenridge ranks 203rd of 853 communities in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 3.2%.
• Absolute change: 109 residents lost between 2020 and 2023.
• Size percentile: bigger than about 76% of the places in Minnesota, with 3,331 residents in Breckenridge.
• Population density: about 1,283 people per square mile (Census land area 2.6 sq mi).
• Land area: Breckenridge covers 2.6 square miles, the 281st-largest area among Minnesota's 853 places.
• Share of Minnesota: Breckenridge holds about 0.1% of the state's population, some 3,331 people.
• National rank: Breckenridge sits 5,962nd by population among the 19,457 places in this dataset.
• Growth rank: Breckenridge ranks 760th among Minnesota's 853 places for the 2020-to-2023 change.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Breckenridge's 3.2%.
• Density in Minnesota: Breckenridge ranks 180th by people per square mile.
• Against the state median: Breckenridge runs about 1,283 residents per square mile, where the Minnesota median is 607.
• Location: the Census Gazetteer records it at 46.2659, -96.5846.
• Nearest larger cities: Wahpeton (1 mi); Fergus Falls (24 mi); Horace (37 mi); Moorhead (42 mi); Dilworth (43 mi). Living near a larger metro rarely changes what is available in Breckenridge.
• Smaller places close by: Doran (7 mi); Dwight (8 mi); Kent (13 mi).
• Within a 50-mile radius: 74 smaller Census places.
• At 100 miles: 20 larger Census places fall inside that radius.

What a Breckenridge borrower is actually offered

In Breckenridge, a small community of about 3,331, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Breckenridge's 3,331 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Breckenridge decides the split between a comfortable payment and the total interest you pay.

A practical checklist for Breckenridge borrowers

Before you apply in Breckenridge, a community of about 3,331, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the Minnesota regulator's licence records before you sign.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Make sure the new payment leaves room in a budget you already keep.
7. Pick the shortest term whose payment you can comfortably afford.

What differs between Breckenridge and the rest of Minnesota is not the process but the borrower's own file, among the 3,331 people here.

The geography behind Breckenridge

The Census Gazetteer records about 2.6 square miles of land within Breckenridge, with no significant water area listed. Spread across it are roughly 1,283 residents per square mile. For the state's biggest city, Minneapolis, the distance is roughly 184 miles. A 50-mile radius around Breckenridge takes in 7 places that are larger. By land area it ranks 281st of 853 Minnesota places.

What Minnesota law requires in Breckenridge

Minnesota has no separate rate rule for Breckenridge; the sourced rows below are what reach every lender that serves its 3,331 people.

Breckenridge's place among Minnesota's 853 places

Within Minnesota, Breckenridge holds roughly 0.1% of all residents, the 203rd-largest share among 853 places. On the 2020-to-2023 trend, Breckenridge stands 760th among Minnesota's 853 places — roughly the 11th percentile. By density, at about 1,283 people per square mile, it ranks 180th in Minnesota. By land area, its 2.6 square miles rank 281st of 853 places in Minnesota.