Personal loans in Campbell, MN

Campbell is a small community in Minnesota, with an estimated 159 residents, and every licensed lender here follows the same state rulebook. Lenders active in Campbell report to a Minnesota supervisor, identified in the sourced rows below.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Census estimates 159 residents in Campbell, which ranks it 691st of 853 places in Minnesota. Judge Campbell offers on total cost, not on how quickly the money arrives. Campbell shed about 2.5% of its population between the 2020 base and the 2023 estimate. The nearest larger metro is Fairmount, ND about 10 miles away.

Where Campbell stands

What follows is Campbell's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.

How Campbell compares across Minnesota

Among Minnesota's 853 places, Campbell sits at 691st for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 674th of 853 Minnesota places, putting it near the 21th percentile for growth. Its roughly 671 residents per square mile place it 395th among Minnesota's places. By land area, its 0.2 square miles rank 814th of 853 places in Minnesota.

What Minnesota law requires in Campbell

Below are the Minnesota rules that apply to a loan made in Campbell, each with the regulator that issued it.

RuleDetailSource
State lending regulatorMinnesota Department of Commerce (commissioner of commerce)
Source says: ""Commissioner" means the commissioner of commerce"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Payday ability-to-repay requirementRequired for payday loans with an APR above 36% (Minn. Stat. § 47.603)
Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent."
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01)
Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16

Campbell: area, density and distance

Inside Campbell's boundaries lie about 0.2 square miles of land, with no significant water area recorded. Spread across it are roughly 671 residents per square mile. The largest place in Minnesota, Minneapolis, lies about 171 miles away. Within 50 miles of Campbell there are 49 larger Census places. Within the same 50 miles lie 27 smaller Census places.

How lenders reach Campbell

At roughly 671 people per square mile, Campbell is moderately settled; 49 larger places lie within 50 miles. What is available to Campbell's 159 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Fairmount, ND about 10 miles away.

The anatomy of a Campbell personal loan

A Campbell personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 159 residents. Because pricing is borrower-level, two people in Campbell can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Campbell loan but raises total interest, so the smallest payment is not the cheapest loan.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Campbell if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Campbell is the same as anywhere in Minnesota.
What loan size can I expect in Campbell?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Campbell?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Campbell cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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