Personal loans in Elizabeth, MN

The first question in Elizabeth is not the rate on offer but whether the payment fits; about 167 people live here under Minnesota lending law. Elizabeth is one of 853 Census places in Minnesota; its 167 residents put it at 683rd. Census figures show Elizabeth holding steady across 2020 to 2023. Verify the lender's Minnesota licence against the regulator named below before borrowing in Elizabeth. Borrowers who want a bigger city can look to Fergus Falls, MN about 7 miles away.

Elizabeth by the numbers

Read the local figures below as context; read the sourced Minnesota table as the rulebook a lender here must follow.

• Population: an estimated 167 residents, 683rd of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is under a tenth of a percent.
• Size percentile: bigger than about 20% of the places in Minnesota, with 167 residents in Elizabeth.
• Density: roughly 448 residents per square mile, spread over 0.4 sq mi of land.
• By land area: Elizabeth ranks 747th among Minnesota's 853 places, at 0.4 sq mi.
• Within Minnesota: about 0.0% of the state's population lives in Elizabeth.
• National rank: Elizabeth sits 16,995th by population among the 19,457 places in this dataset.
• Growth in Minnesota: Elizabeth stands 324th by percentage change from 2020 to 2023, among 853 places.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Elizabeth's 0.0%.
• Density in Minnesota: Elizabeth ranks 518th by people per square mile.
• Density vs Minnesota: Elizabeth's 448 people per square mile compare with a state median of 607.
• Location: 46.3801, -96.1310 (US Census Bureau Gazetteer).
• Nearest larger cities: Fergus Falls (7 mi); Rothsay (10 mi); Pelican Rapids (13 mi); Underwood (14 mi); Dalton (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: Erhard (7 mi); Foxhome (11 mi); Doran (22 mi).
• Smaller places within 50 miles: 27 of them.
• At 100 miles: 200 larger Census places fall inside that radius.

The state rulebook for Elizabeth

These are Minnesota's sourced lending facts as they reach Elizabeth's 167 residents; the state has no city-level rate rule.

Steps to take before a Elizabeth loan

Complete these steps first when you borrow in Elizabeth (167 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Minnesota regulator's licence list.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

What differs between Elizabeth and the rest of Minnesota is not the process but the borrower's own file, among the 167 people here.

The anatomy of a Elizabeth personal loan

A Elizabeth personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 167 residents. The APR tracks your credit score rather than Elizabeth's rank of 683rd in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Elizabeth decides the split between a comfortable payment and the total interest you pay.

Where Elizabeth sits in Minnesota

Set beside Minnesota's 853 places, Elizabeth ranks 683rd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Elizabeth ranks 324th of 853 in Minnesota (about the 62th percentile). At about 448 people per square mile, Elizabeth is the 518th most densely settled place in Minnesota. Between 2020 and 2023 the count changed by roughly 0 residents.

Elizabeth: area, density and distance

Inside Elizabeth's boundaries lie about 0.4 square miles of land, with no significant water area recorded. With 167 residents, the land area yields roughly 448 people per square mile. The largest place in Minnesota, Minneapolis, lies about 169 miles away. Elizabeth has 59 larger places within a 50-mile radius. Within the same 50 miles lie 27 smaller Census places.