Personal loans in Dover, AR
A lender serving Dover holds a Arkansas licence and answers to a Arkansas regulator; no city office is involved for its 1,351 residents. Price two or three terms so you can see which payment is truly affordable in Dover.
Dover ranks 165th of 500 places in Arkansas, with a population near 1,351. Which products a lender may offer to Dover's 1,351 residents follows from the Arkansas consumer-lending framework. The trend for Dover between 2020 and 2023 is upward by roughly 1.4%. The nearest larger city is Russellville, AR about 8 miles away.
Borrowing in Dover: the local picture
Set out below is Dover's local context next to the state-level rules that reach every lender here.
- Population: 1,351 — Dover ranks 165th of 500 communities in Arkansas (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 1.4% from 2020 to 2023.
- People gained or lost: about 19 more since the 2020 base.
- Size percentile: Dover's 1,351 people outrank roughly 67% of the places in Arkansas.
- Population density: about 478 people per square mile (Census land area 2.8 sq mi).
- By land area: Dover ranks 202nd among Arkansas's 500 places, at 2.8 sq mi.
- Share of Arkansas: Dover holds about 0.1% of the state's population, some 1,351 people.
- National rank: Dover is the 9,102nd most populous of the 19,457 Census places covered here.
- Growth rank: Dover's 2020-to-2023 change ranks 146th of 500 places in Arkansas.
- State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Dover's 1.4%.
- Density rank: Dover places 200th among Arkansas's places by people per square mile.
- Density vs Arkansas: Dover's 478 people per square mile compare with a state median of 386.
- Location: it lies at 35.3910, -93.1142 in the Census Gazetteer.
- Nearest larger cities: Russellville (8 mi); Pottsville (11 mi); Dardanelle (12 mi); Atkins (14 mi); Lamar (16 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: London (8 mi); Hector (9 mi); Knoxville (14 mi).
- Smaller neighbours: 44 places smaller than Dover sit within 50 miles.
- Within 100 miles: 118 places are larger than Dover.
Land, water and location for Dover
Inside Dover's boundaries lie about 2.8 square miles of land, with no significant water area recorded. Spread across it are roughly 478 residents per square mile. The state's population centre of gravity, Little Rock, is roughly 63 miles away. A 50-mile radius around Dover takes in 17 places that are larger. The 100-mile radius contains 118 larger places.
What to do before borrowing in Dover
For Dover's roughly 1,351 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Arkansas regulator's licence records before you sign.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
What differs between Dover and the rest of Arkansas is not the process but the borrower's own file, among the 1,351 people here.
Where Dover sits in Arkansas
Among Arkansas's 500 places, Dover sits at 165th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Dover stands 146th among Arkansas's 500 places — roughly the 71th percentile. At about 478 people per square mile, Dover is the 200th most densely settled place in Arkansas. By land area, its 2.8 square miles rank 202nd of 500 places in Arkansas.
How lenders reach Dover
Dover is lightly settled, with about 478 people per square mile and 17 larger places within 50 miles. Distance to a branch rarely matters for Dover's 1,351 residents: the application is online and the price follows your credit file. The nearest bigger place is Russellville, AR about 8 miles away.
Which Arkansas laws govern a loan in Dover
For the roughly 1,351 residents of Dover, the rules below are Arkansas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
Common questions
What are my options in Dover if my credit is poor?
What loan size can I expect in Dover?
Do I have to pledge anything to borrow in Dover?
Does comparing loans in Dover cost me credit score points?
Nearby places
- Russellville, AR — population 29,338
- London, AR — population 1,036
- Hector, AR — population 419
- Pottsville, AR — population 3,285
- Dardanelle, AR — population 4,504
- Atkins, AR — population 2,884
- Knoxville, AR — population 662
- Lamar, AR — population 1,755